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Good day to you.

You will need to apply for Grant of Letter of Administration and submit the finalized Schedule of Assets. Your siblings need to submit Renunciation of Other Beneficiaries. Upon receiving the Letter of Administration, you will need to work with HDB on the transmission process if you fulfill the eligibility requirements to own the HDB unit. HDB will then handle the rest of the procedure, which will take around 3 to 4 months.

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Regards
Mike Lim
 96929209 
R026708F
m52i@yahoo.com
ERA Read More

Hi, appreciate your sharing. Best to consult HDB officer to double check, before checking with law firm as well.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

As per IRAS website - If your inheritance is in accordance with a Will, Intestacy Law or Muslim Inheritance Law, ABSD is not payable.

However, as per HDB's website - As the remaining family, you are only allowed to retain the existing flat, provided you:
1) Are a Singapore Citizen (SC) or Singapore Permanent Resident (SPR)
2) Are at least 21 years old
3) Satisfy HDB's eligibility rules and conditions to own a flat

Happy to have a chat to discuss your options if you are available for a free consultation. I have worked with many clients, and in many cases, they find that it may not be ideal to keep the flat after all.

I'm a Harvard graduated real estate agent with a degree in economics, and I have a decade of experience working on Singapore public policy. Feel free to reach out via whatsapp or email.

Kay Cloud
The Harvard Educated Agent
Propnex Realty Pte Ltd
cloud@propnex.com
Tel: (+6.5.) 8.5.6.7.4.5.8.5
Whatsapp -> https://wa.me/6585674585 Read More

Good morning sir/mdm,

Sorry to hear about your loss. Assuming that HDB allows you to retain this HDB flat under such circumstances.

Buyer’s Stamp Duty (BSD) is applicable even if the transfer is not through a sale but via inheritance with renunciation by other beneficiaries.

The IRAS treats the transfer of a deceased's residential property to a beneficiary as dutiable only if:

The transfer is not solely under a will or the Intestate Succession Act, and

Some beneficiaries renounce or transfer their entitlement to another for consideration (even if no money changes hands).

Since you’re taking over full ownership and your siblings are renouncing their share, BSD will apply on the entire market value of the flat (or the part you’re inheriting from your siblings).

ABSD will also apply because you already own a private property and are not disposing it.

As a Singapore Citizen, your second residential property attracts ABSD of 20% (as of the latest rates in effect from 27 April 2023).

Since you are not selling your private property, this HDB flat will count as an additional property, triggering ABSD.

Special Note:

If all 3 children were to inherit the flat jointly without renunciation, no ABSD would apply as it’s inheritance under the Intestate Succession Act.
But since only you are taking over the entire flat and others are renouncing, IRAS will treat it as a transaction, not a pure inheritance, hence BSD and ABSD apply.

Hope the above helps!

——

I have been in the real estate business since 2009, with more than 15 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 15,900 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Deputy Branch Associate Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
 +65 92787772 
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

-----

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-----
Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More

Good morning sir/mdm,

Sorry to hear about your loss. Assuming that HDB allows you to retain this HDB flat under such circumstances.

Buyer’s Stamp Duty (BSD) is applicable even if the transfer is not through a sale but via inheritance with renunciation by other beneficiaries.

The IRAS treats the transfer of a deceased's residential property to a beneficiary as dutiable only if:

The transfer is not solely under a will or the Intestate Succession Act, and

Some beneficiaries renounce or transfer their entitlement to another for consideration (even if no money changes hands).

Since you’re taking over full ownership and your siblings are renouncing their share, BSD will apply on the entire market value of the flat (or the part you’re inheriting from your siblings).

ABSD will also apply because you already own a private property and are not disposing it.

As a Singapore Citizen, your second residential property attracts ABSD of 20% (as of the latest rates in effect from 27 April 2023).

Since you are not selling your private property, this HDB flat will count as an additional property, triggering ABSD.

Special Note:

If all 3 children were to inherit the flat jointly without renunciation, no ABSD would apply as it’s inheritance under the Intestate Succession Act.
But since only you are taking over the entire flat and others are renouncing, IRAS will treat it as a transaction, not a pure inheritance, hence BSD and ABSD apply.

Hope the above helps!

——

I have been in the real estate business since 2009, with more than 15 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 15,900 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Deputy Branch Associate Director
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
 +65 92787772 
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

-----

Note: We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value. Restructure your portfolio with us, speak to us!

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

Visit and Like my facebook page at https://www.facebook.com/GerylLimSince2009/ - Aspiring To Be The Best Real Estate Agent In Singapore

Pick up knowledge, skills and Real Estate concepts at https://www.facebook.com/RealEstateXcellence/

New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/

-----
Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More

Hi,

1) I'm not sure which state you are current at.
2) I'll assume you already received the legal Letter of Administration to start with.
3) Your siblings will have to submit their renuncication and indemnity Form to the Public Trustee's Office to complete their legal reunciation.
4) You may only keep the HDB flat with your private property if this is not a subsidized flat bought before 30 Aug 2010.
5) Otherwise, you will have to dispose your private property within 6 months of owning it.
6) Do note that you have to live in the inherited HDB flat for 5 years (MOP) before allowed to rent the whole unit out.
7) You are not subject to any ABSD from inheritance.

All The Best!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://www.linkedin.com/in/ckling/
https://agents.huttonsgroup.com/R056727F/

Note:
Any response to our answer does not reach us until we scroll through every query posted daily.
The best way to get a follow-up is to WhatsApp or email us directly. Read More

Hi,

I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Have a good day ahead. By the way, you would probably be receiving different answers from various ones as your case is not common due to the fact that you would like to take over the ownership of the flat and also to retain the existing private property of yours. So the best person to consult would still be the HDB itself.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Certainly. Here's a rephrased version with a different tone, vocabulary, and structure as requested:

---

1. First, you'll need to apply for the Grant of Letter of Administration and submit the confirmed list of assets (Schedule of Assets). If your siblings are not taking over any share, they must sign a Renunciation form.

2. Once the Letter of Administration is issued, you can approach HDB to begin the legal transfer of the flat—only if you qualify under HDB’s criteria to own it. This whole process usually takes 3 to 4 months. It's wise to check with HDB first, then speak to a lawyer for further clarity.

3. If the property is passed to you under a will, intestate succession, or Muslim inheritance law, you will not need to pay ABSD (Additional Buyer’s Stamp Duty), as confirmed by IRAS.

4. If the inherited flat is a non-subsidized one purchased before 30 August 2010, you may retain your private property alongside it.

5. If not, you will have to sell your private property within six months from taking over the HDB unit.

6. You must live in the inherited flat for five years (known as the Minimum Occupation Period) before you're allowed to rent out the entire unit.

7. To keep the flat as the surviving family member, HDB requires that you are either a Singaporean or PR, at least 21 years old, and meet their eligibility rules for ownership.

As Winston Churchill once said, “To each, there comes in their lifetime a special moment when they are figuratively tapped on the shoulder and offered the chance to do a very special thing. What a tragedy it would be if that moment found them unprepared.”
WhatsApp me at: ABLE Toh (65) 9856-9255  or through this link.:https://wa.me/6598569255

----------------------------888--------------------------------888--------------------------->>>

(1) "If you need more assistance with property matters:

like renting / selling, buying / or investing, I'm here to help!

WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255

(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(2) (***) ✅✅ You can READ my REVIEWS here:

✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

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S1.UpperHouse @ Orchard – Orchard Boulevard, D10 | CCR | Direct link to Orchard Boulevard MRT (TEL)

S2.Zion Residences – Zion Road, D9 | CCR | ~4 min to Great World MRT (TEL)

S3.Promenade Peak – Zion Road, D9 | CCR | ~5 min to Havelock MRT (TEL)

S4.Robertson Opus – Unity Street, D9 | CCR | ~7 min to Fort Canning MRT (DTL)

S5.River Green – River Valley Road, D9 | CCR | ~5 min to Great World MRT (TEL)

EAST Region //

E1.Arina East Residences – Tanjong Rhu Road, D15 | RCR | ~3 min to Katong Park MRT (TEL)

E2,Amber House – Amber Gardens, D15 | RCR | ~10 min to Tanjong Katong / Marine Parade MRT (TEL)

E3.Mori @ Guillemard – Guillemard Road, D14 | RCR | ~8 min to Mountbatten MRT (CCL)

WEST Region //

W1.LyndenWoods – Science Park Drive, D5 | RCR | ~5 min to Kent Ridge MRT (CCL)

W2,Bloomsbury Residences – Media Circle, D5 Read More

1. First, you'll need to apply for the Grant of Letter of Administration and submit the confirmed list of assets (Schedule of Assets). If your siblings are not taking over any share, they must sign a Renunciation form.

2. Once the Letter of Administration is issued, you can approach HDB to begin the legal transfer of the flat—only if you qualify under HDB’s criteria to own it. This whole process usually takes 3 to 4 months. It's wise to check with HDB first, then speak to a lawyer for further clarity.

3. If the property is passed to you under a will, intestate succession, or Muslim inheritance law, you will not need to pay ABSD (Additional Buyer’s Stamp Duty), as confirmed by IRAS.

4. If the inherited flat is a non-subsidized one purchased before 30 August 2010, you may retain your private property alongside it.

5. If not, you will have to sell your private property within six months from taking over the HDB unit.

6. You must live in the inherited flat for five years (known as the Minimum Occupation Period) before you're allowed to rent out the entire unit.

7. To keep the flat as the surviving family member, HDB requires that you are either a Singaporean or PR, at least 21 years old, and meet their eligibility rules for ownership.

As Winston Churchill once said, “To each, there comes in their lifetime a special moment when they are figuratively tapped on the shoulder and offered the chance to do a very special thing. What a tragedy it would be if that moment found them unprepared.”
WhatsApp me at: ABLE Toh (65) 9856-9255  or through this link.:https://wa.me/6598569255

----------------------------888--------------------------------888--------------------------->>>

(1) "If you need more assistance with property matters:

like renting / selling, buying / or investing, I'm here to help!

WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255

(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(2) (***) ✅✅ You can READ my REVIEWS here:

✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

(3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)

*** You can reach me at my Singapore mobile: (65) 9856 9255  or email me at Able.selling@gmail.com.

***(4) ✅ ✅ ✅ DEVELOPER SALES TEAM!!! BEST PRICES !!! ✅ ✅ NO AGENT FEES !! ✅ ✅ LOWEST PRICE GUARANTEED!!!

*** Connect Singapore Line: (65) 9856*9255

FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST!!!

NEW Launches Condominium in 2025 , call , whatsapp me FOR BEST CHEAPEST, LOWEST PRICE:

NORTH Region //

N1.Springleaf Residence – Upper Thomson Road, D26 | OCR | ~3 min to Springleaf MRT (TEL)

N2.Artisan 8 – Sin Ming Road, D20 | RCR | ~4 min to Upper Thomson MRT (TEL)

N3.Canberra Crescent Residences – Canberra Crescent, D27 | OCR | ~6 min to Canberra MRT (NSL)

SOUTH Region //

S1.UpperHouse @ Orchard – Orchard Boulevard, D10 | CCR | Direct link to Orchard Boulevard MRT (TEL)

S2.Zion Residences – Zion Road, D9 | CCR | ~4 min to Great World MRT (TEL)

S3.Promenade Peak – Zion Road, D9 | CCR | ~5 min to Havelock MRT (TEL)

S4.Robertson Opus – Unity Street, D9 | CCR | ~7 min to Fort Canning MRT (DTL)

S5.River Green – River Valley Road, D9 | CCR | ~5 min to Great World MRT (TEL)

EAST Region //

E1.Arina East Residences – Tanjong Rhu Road, D15 | RCR | ~3 min to Katong Park MRT (TEL)

E2,Amber House – Amber Gardens, D15 | RCR | ~10 min to Tanjong Katong / Marine Parade MRT (TEL)

E3.Mori @ Guillemard – Guillemard Road, D14 | RCR | ~8 min to Mountbatten MRT (CCL)

WEST Region //

W1.LyndenWoods – Science Park Drive, D5 | RCR | ~5 min to Kent Ridge MRT (CCL)

W2,Bloomsbury Residences – Media Circle, D5 Read More

Good day, and thank you for sharing.

In your situation, since the transfer of the HDB flat is via inheritance and not a sale, the process falls under transmission by operation of law. You’ll need to apply for the Grant of Letters of Administration, and submit the Schedule of Assets to reflect the HDB flat. Once your siblings formally renounce their shares, HDB will assess if you meet the eligibility criteria to retain the flat. If approved, they’ll proceed with the transmission.

As for BSD/ABSD, since this isn’t a purchase but an inheritance case, ABSD does not apply. BSD is typically not applicable in such transfers either, but it’s always best to confirm with HDB and IRAS directly for your specific case. Do note: owning a private property while taking over an HDB may raise eligibility flags, so that’s something HDB will assess too.

I’ve guided clients through similar situations and understand how nuanced these matters can get, especially when balancing multiple properties and family considerations. If you’d like to discuss your case in detail or need help liaising with HDB or a solicitor, I’ll be glad to assist.

Feel free to reach out for a no-obligation chat.

Warm regards,
Aren Goh Read More

1. First, you'll need to apply for the Grant of Letter of Administration and submit the confirmed list of assets (Schedule of Assets). If your siblings are not taking over any share, they must sign a Renunciation form.

2. Once the Letter of Administration is issued, you can approach HDB to begin the legal transfer of the flat—only if you qualify under HDB’s criteria to own it. This whole process usually takes 3 to 4 months. It's wise to check with HDB first, then speak to a lawyer for further clarity.

3. If the property is passed to you under a will, intestate succession, or Muslim inheritance law, you will not need to pay ABSD (Additional Buyer’s Stamp Duty), as confirmed by IRAS.

4. If the inherited flat is a non-subsidized one purchased before 30 August 2010, you may retain your private property alongside it.

5. If not, you will have to sell your private property within six months from taking over the HDB unit.

6. You must live in the inherited flat for five years (known as the Minimum Occupation Period) before you're allowed to rent out the entire unit.

7. To keep the flat as the surviving family member, HDB requires that you are either a Singaporean or PR, at least 21 years old, and meet their eligibility rules for ownership.

As Winston Churchill once said, “To each, there comes in their lifetime a special moment when they are figuratively tapped on the shoulder and offered the chance to do a very special thing. What a tragedy it would be if that moment found them unprepared.”
WhatsApp me at: ABLE Toh (65) 9856-9255  or through this link.:https://wa.me/6598569255

----------------------------888--------------------------------888--------------------------->>>

(1) "If you need more assistance with property matters:

like renting / selling, buying / or investing, I'm here to help!

WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255

(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(2) (***) ✅✅ You can READ my REVIEWS here:

✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

(3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)

*** You can reach me at my Singapore mobile: (65) 9856 9255  or email me at Able.selling@gmail.com.

***(4) ✅ ✅ ✅ DEVELOPER SALES TEAM!!! BEST PRICES !!! ✅ ✅ NO AGENT FEES !! ✅ ✅ LOWEST PRICE GUARANTEED!!!

*** Connect Singapore Line: (65) 9856*9255

FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST!!!

NEW Launches Condominium in 2025 , call , whatsapp me FOR BEST CHEAPEST, LOWEST PRICE: Read More

Hi Sir/Mdm,

Sorry about your loss. For your share of the property, there is no ABSD since it is under inheritance. However, if you take over the shares of your siblings, ABSD will be applicable based on the shares that you are taking over.

You may write in to IRAS and get a confirmation on this as they will be in the best position to advise. Please feel free to contact me if you need any further assistance or advice.

Regards,
Nick Tan
(M) +65 96 44 48 54
B.Eng(Chemical)(Hons)(NUS) / Cert-in-REA
(E) nick96444854@gmail.com

SEAA Salespersons Achievement Platinum Award 2020/2022/2023

WhatsApp: https://wa.me/qr/X6VRPGSSIHN5D1

Visit my website to get to know me better:
www.nicktan.com.sg

I was featured recently on Council for Estate Agencies (CEA) Newsletter:
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Selling our house was a pretty stressful ordeal, as we have already committed to buying our new home and hence have a timeline to meet. Losing a substantial deposit and worse still, not getting our dream home caused many sleepless nights as we are nearing our deadline. I am very glad we have decided to switch to Nick and seek his help after the dismal performance of our first agent. Not only is Nick very patient in explaining things to us, time and time again he gives us reassurance to allay our worries. And he walked his talk.
With his help, we finally managed to sell our unit at a price within our expectations, before the deadline. Nick’s service is top notch – he is knowledgeable in his field, swift to Read More

You will have to stay in the hdb to fulfil the 5 years MOP if you decide to take over instead of selling it.

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