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Possible to appeal to HDB to apply for BTO before MOP?

Reason: I bought over my parents house when they are going through a divorce. At that time, i have no choice before i want to stay with my mum and she could not afford a house by herself and needed me to get a bank loan.

Now, i have plans to get married next year and i want to apply BTO now. Problem is my house is still under MOP. Is it possible to appeal to HDB for someone in my circumstances?
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5 Answers

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Yes, it is possible to appeal to HDB to apply for a BTO flat before fulfilling the Minimum Occupation Period (MOP) under your circumstances.

**Key Points:**

* **Valid Reason for Appeal:** You have a valid reason to appeal, as you purchased your parents' house due to their divorce and your mother's financial needs. This demonstrates a genuine need for a new flat due to a change in your family circumstances.
* **Supporting Documents:** When appealing, provide evidence to support your claims, such as the divorce decree, documents showing your mother's financial situation, and any other relevant information that demonstrates the necessity of your earlier purchase.
* **HDB's Discretion:** HDB reviews appeals on a case-by-case basis. While a positive outcome isn't guaranteed, your circumstances and strong supporting evidence might increase your chances of a successful appeal.

**Here's how to proceed:**

1. **Gather Necessary Documents:** Collect all the relevant documents mentioned above.
2. **Write an Appeal Letter:** Explain your situation clearly and concisely, emphasizing the reasons why you need to apply for a BTO flat before completing your MOP.
3. **Submit the Appeal:** Submit your appeal letter and supporting documents to HDB through their online portal or in person at an HDB branch office.
4. **Wait for HDB's Decision:** HDB will review your appeal and notify you of their decision. The processing time can vary, so be patient.

**Additional Tips:**

* **Consult HDB:** Contact HDB directly to understand the specific requirements and procedures for appealing for an early BTO application.
* **Seek Assistance:** If you face difficulties with the appeal process, consider seeking help from your Member of Parliament (MP) or a legal professional.
* **Alternative Options:** While waiting for HDB's decision, explore other housing options like resale flats or renting, especially if you have urgent housing needs.

Remember, HDB's decision is based on a thorough assessment of your individual circumstances. By providing a strong case and supporting evidence, you can increase your chances of a successful appeal.
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