AskGuru Q&A Community

Hi, if this is your 1st property, then the payment will be as such : 1) 5% cash. 2) 15% cpf + cash. 3) 80% bank loan. 4) 8% cash for stamp duty. 5) $3000 cash for legal fee. For private property, you do not have to pay any commission to agent. It takes about 2 months to complete the whole purchase and collecting the key from your lawyer. Regards Aaron 97308455  aaronchong2774@yahoo.com.sg Read More

Hi, I would be keen to assist you in your search and purchase of your dream home. But before we start, usually we will check what is the maximum loan that a bank is willing to loan us. With the estimate (in principle approval), buyers will then adjust their budget accordingly as they may not have enough cash/cpf to pay for the stamp duties/downpayment. Just drop me a call @ 81613790  or an email : propnex@me.com. I will be able to give you a detailed financial analysis in 15mins on your property purchase. Rgds Philip Chong, Associate Team Director, Singapore Accredited Mortgage Planner, PropNex Realty Pte Ltd Read More

Hi, Firstly, I will need to understand details of both you and your spouse income and loan. With the tight ruling in loan, have you checked with the bankers how much you can loan? From there, we can sit down and start planning in your financial and payments procedures. Do give me a call or sms at 91442664  . I will be pleased to assist you in getting a house in Singapore. Best Regards, Tricia Tan 91442664  Read More