AskGuru Q&A Community

Hi Anvril, why don't I get my banker to get in touch with you first? Regards Aaron 97308455  aaronchong2774@yahoo.com.sg Read More

Hi Ms Lim. There are various ways to go about financing your second properties. With no outstanding mortgage loan you may be able to take up to 80% Loan. Do factor ABSD of 7% for 2nd property. For more enquiries on how to go purchase your second property. Feel free to call me at 81115381  Email : williamchewwl@era.com.sg Read More

Hi Ms Lim, there are many options available but with regards to the maximum /highest limit of property value you can purchase, I would need your income to determine the estimate max loan banks are willing to loan you. After which, I would need to factor in ABSD if you are not selling your current HDB unit. Another option available is if your monthly combine income is below 12k, buying a brand new EC can also be a consideration. Do give me a call @ 81613790  or email me: propnex@me.com. Rgds Philip Chong, Associate Team Director, SAEA Mortgage Planner, Propnex Realty Pte Ltd Read More

Hi Anvril, Are you purchasing the condo to stay or invest? If it is purely for investment perhaps you may also wish to explore another basket in terms of overseas property with 18% rental returns over 3 years which can be purchased without loan based on your available cash. Get in touch with me fast as more than 300 units have been snapped up in only 1 week. Regards, Geryl LIM Real Estate Director Masters Of Real Estate (L3010548F) CEA Reg R014783H Mobile: +65-81577565  /+65-92787772 Email: geryl7772@gmail.com https://www.facebook.com/propertyblogshop https://www.facebook.com/media/set/?set=a.297043923770884.1073741832.284747148333895&type=1&l=90fca1674e M.O.R.E Landed Dynamic Alliance - www.DAG.com.sg Home of *7772 Hotline Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ "Landed 7772" in Mobile Apps Store or Play Store now! **Aspiring to be your preferred partner in real estate** ARE YOU FREE 21st May?? Watch out this space for more landed homes deals!! More than 50% units sold @ Royal Wharf, London. A new prime waterfront township in central London awaits your attention. An excellent opportunity for investment in an ideal location. Studio units are almost sold out!! https://www.facebook.com/media/set/?set=a.372619176213358.1073741861.284747148333895&type=1 Call us to find out MORE! Read More

Good evening Anvril, with $250k cash and If you take 20% bank loan, estimated 3% buyer's stamp duty and 7% additional buyer's stamp duty as a SC into consideration, you should be able to afford a $835k property provided you can obtain a 80% bank loan. Nevertheless let my banker advise you on your in principle approval so you can gauge how much you can obtain. Hope to hear from you soon! YT Tan ECG Property 9111 5171  yt.lovelyhomes@gmail.com Read More

Good day miss anvril lim ............do consider de-coupling for the sake of saving 7% ABSD when buying 2nd property ..........i would be most glad to share more details with you ............kindly contact me for a no obligations chat for your property needs ..........joanne chia ........huttons real estate ...........hp 8333 3327  Read More

Good evening Anvril, apologies for late reply as Propertyguru doesn't prompt us when we receive reply for our post. Btw if you doesn't have the thoughts of selling your HDB then decoupling is out of the question. It will mean that you sell off your current HDB then each one of you purchase a property under your individual names. 2 names, 2 properties. With this, you guys won't need to bear ABSD of 7%. For the estimated monthly mortgage repayment schedule for 25 years, it will be better for my banker to advise you on this. Is there any way my banker/ I can get in touch with you guys? I am contactable via email, whatsapp or we chat. YT Tan ECG Property 9111 5171  yt.lovelyhomes@gmail.com Read More