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Afternoon Chong,

From your enquires, it's clear that you are doing the S&P on your own. You can get IPA from banker before you proceed with the hunt. Once you have gotten the unit, you will be given the OTP and you can request for the valuation report from your seller. This will allow the banker to do his job.

FYI
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi Chong,

Sentiments alike with Mike. It is either you are a DIY buyer or your appointed salesperson is not doing a good job. With the current lending policies, do check with a banker to find out an indicative amount you can loan prior to starting the house-hunting process, just like what Mike has mentioned.

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Geryl LIM
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Hi Chong

I think you should be referring to private property here, and why don't you engage an agent to assist you since you do not have to pay any commission at all and it will save you alot of time and trouble.

As for IPA from banker, you just need to obtain the full address with unit number after you had viewed the unit. Passed the info to a banker and you will have the valuation within that hour, and when your IPA is out the next few days, you will then know whether to proceed to buy or not.

Pls feel free to let me know if you need any assistance.

REgards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More