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Hi Ms Luise,

Re: Our Preferred Experienced SG Realtor

Upon you info what type of property and size you keen. We can assist you based upon your stated contents and walk you through the entire process with options.

Call us now, we can explore further in detail.

We are contactable at 92222389  or onassis@sgrealtor.com.

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

Onassis Gan | R021244C | CES Certified SG Realtor l SGRealtor.com
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Good morning Luise,

If you are a Singaporean purchasing first private residential property, you should be able to afford a property worth up to $1.17m provided you are eligible for max 80% bank loan.

Probably you can share more with me so I will be in a better position to advise you further.

1) Are you a Singaporean, SPR or foreigner?
2) Are you purchasing it for own stay or investment?
3) Have you speak to any banker in regards to your in principle approval (bank loan)?
4) Preferred location?
5) How many bedrooms do you require?
6) Unit requirements etc

Hope to hear from you soon!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
(W): www.propertyavenue.com.sg Read More

Hi Ms. Tan,

What are your plans and objectives? If you are looking for staying for mid term and to get capital appreciation, certainly a private condo will stand a better chance. May I understand your requirements further so to make better recommendations? Thanks and hope to discuss further.

Warm regards
Ivan ERA
 97432395 
Ivanng10@gmail.com
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More

Good day Ms. Luise Tan and Thank you for your query.

There are a few consideration to determine your ideal property price range which include your age, income, nationality and outstanding debt.

Assuming you are a Singaporean below the age of 35 with no outstanding debt, you may stretch up to $1.15m for private property if you have a minimum salary of around $6,900 per month to qualify for 80% LTV (Loan To Value).
*Lower salary will reduce your borrowing amount and lower the final property price.

If are considering resale HDB, you may stretch up to around $700k based on the same monthly salary of $6,900 per month.

For more accurate assessment, kindly contact us or consult a banker for In Principle Approval before making any commitment.

As we do not get prompted when you respond here, kindly contact us directly should you require additional information.

Thank you and have a pleasant weekend.

Warm Regards,
Karrien N. Chan
CEA Reg. No.: R052532H
Mobile: +65 82250212 
Email: karrien.realty@yahoo.com

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Hi Luise,
With the financial you mention, a private condo with 1 million is very affordable. For own stay or investment will have different selection criteria. I can assist you to work out the purchase requirements including the financial plan, the location, the type ...etc.
To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More