4 Answers

Hi,

It depends on which and how much loan you are taking, and the CPF you have in your OA, and the location you are looking at. Will be glad to illustrate the breakdown for you. can I assist with your housing plans further? How Should I get in touch? Thanks

Warm regards
Ivan ERA
 97432395 
Ivanng10@gmail.com
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Morning,

The down payment required for purchase is dependent on HDB loan or bank loan. It is also dependent on how much loan you can get and how much CPF you have in hand, not forgetting that the purchase price will also have impact on the figures.

Do contact me further should you require further assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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Hi,

Thank you for your query!
Initial cash outlay:
Depending on loan :
Bank 80, CASH 20% (CPF/Cash)
Hdb 90%, CASH 10% (CPF/Cash)
Buyer Stamp Duty 3%
Legal Fees & Val Fees
1% Agent Fees

It'll be best to have your loan settled and we could then conduct the financial cash projections and computation to target certain resale areas.

In this market, It is apt to have yourself guided and walked step by step to ensure you do not overpay in the process of unfamiliarity and shortchange yourself on a good deal and paperwork conditions etc. As a realtor with years of experience and awards, it is my duty to assist you on leveraging on the weak market to pick out a unit as per your requirements and conduct negotiation. You can easily asses my proven track record and recent coveted awards & testimonial on my website to ascertain the commitment, dedication and integrity I uphold in representing my client's welfare and interest to get them the best possible deal.

Let's speak further at 96659926  to discuss more comprehensively on the crux of your requirements & expectations- to enable me to deliver a more accurate financial projection and breakdown of cash flow for your purchase after understanding your finances succinctly, so as to explore the possible options accordingly at no obligation. I will walk you through the entire purchase- from shortlisting, to negotiation, to establishing loan matters and working out finances (cash/cpf/progressive payment), paperwork, sorting legal matters, providing you with recent up to date transaction caveats for benchmark pricing as well as furnish you with a customized sales report & indicative valuations.

If you are comfortable with my working style, I am more than glad and confident to work for your interest to to guide to you to your ideal property.

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com

#1 team of ERA in Singapore, Asia Pacific International for 2014.

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GAN ENG JOO ONASSIS
Hi,

Pls feel free to contact me to have a discussion.

Onassis Gan Eng Joo - CEA Reg No.: R021244C
CES Certified SG Realtor l SGRealtor.com
agent.myweb.sg (PropertyGuru) / agent.irealtor.sg (iProperty)

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