Hi Mr Ang,
If you are interested in investment and has no qualms about the type of property, you can perhaps consider a commercial unit where you do not need to wait until your existing HDB meets MOP. You can do it right now, and loan can be as high as 80% if you are eligible. Only difference will be you are unable to make use of CPF to finance this investment, but returns are often better than a residential property.
I am assuming that you have not worked out the amount of loan you can get in principle as well as the cash component you have for this investment, therefore do talk to a banker on this aspect to work things out.
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Regards,
Geryl LIM
Real Estate Director
Masters Of Real Estate
M.O.R.E Property Pte Ltd (L3010548F)
CEA Reg R014783H
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/+65-92787772
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