Good evening Hairi,
where are your preferred location of your ideal home? And how much cash do you have on hand?
Maybe you can share with me more so I will be in a better position to advise you.
Btw since you are taking HDB loan, your 10% downpayment can be fully paid by CPF OA funds. HDB will set aside 2 to 3% of the purchase from your CPF OA funds for legal fees, buyer's stamp duty etc.
Cash portion must likely will be $5000 option deposit, any cash over valuation, agent's commission etc.
If you need any assistance in your property purchase, feel free to contact me. Cheers!
Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
District Director
ECG Property Pte Ltd
(M):
+65 9111 5171
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
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