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I have a private apt at Sophia rd bought with cpf and cash as downpayment and the balance by deferred payment scheme bank loan ( the installment once started will be by cpf or cash bec now my cpf left $0 ).

I have a 4rm hdb at toa payoh bought with cpf and cash as downpayment and the balance by bank loan ( the installment is by cpf or cash bec now my cpf left $0 ).


Later I intend to sell any 1 or 2 of the houses and buy a proper private house for the family to settle down.

However, now, I am confused, is it true that once my Sophia rd apt gets the TOP, then I have only 6mths or 9mths to sell either my Sophia rd apt or my hdb ??

Pls urgently advise ??
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