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I am looking at downgrading from 4rm to 3rm. Purchased my flat 2009. Currently my husband is the sole breadwinner. Need advise on the process and would downgrading help us financially. Thank you.
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6 Answers

Hi Mrs Seller,

To know if downgrading will help, and should you go ahead and sell buy, or stay put, first of all,we have know all these from you;

1) Where is the current place you are staying, and which area are you looking to buy? Different location fetch different price.
2) How much loan are you still owning the HDB or the Bank?
3) Are all three rooms occupy?
4) What is both you and your husband current age?

If you do not mind and need a fast answer, just give me a call @ 98532365  anytime, no obligation. Dun make any wrong moves without getting the right answer.

Worry and Regards,
Sim Lenghua Read More
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Evening,

If you are looking at maximizing the downgrade, you will need to buy something lower than the selling price. This would be more ideal when worked in sync with your income status, CPF funds and how much loan you can get.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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Hi seller,

For your case, you'd have to look at the cash proceeds of your sales, which might not necessarily be substantial enough to support a downgrade.

Feel free to contact me, and I can take a look for you.

Thanks and regards,
Teck Chuan, Ng
BBA (Finance), NUS
ERA Realty Network Pte Ltd
Mobile: 9137 4602  Read More
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GAN ENG JOO ONASSIS
Hi,

Presently market, do not mean an downgrading will be good as HDB flat prices have dropped.

Pls do your calculation first before considering to downgrade.

I am contactable at 92222389  or onassis@sgrealtor.com / sgagent.com

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

EXPERIENCED. PROACTIVE. SINCERITY. FEEDBACK
ACTA (Full); PDCE (Singapore); MSc BIT(Middlesex); BBA (South Australia)

Singapore Line : (+65) 92222389 
Malaysia Line: (+60) 111-0788889
Email: onassis@sgrealtor.com / sgagent.com
Skype: incomecare

Our Clients' Success Is Our Success
“Clients’ always at ease putting their properties with us" Read More
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Hi, hopefully you managed to sell your unit at a good price then. If, so then congrats! Hopefully you are doing well now.

If you are currently or planning to find a property agent, I can assist.

If you are interested in prices of houses in your neighbourhood, you may visit this website to find out more or contact me .

https://www.era.com.sg/R064892F

If you are currently planning to go on a property journey selling/buying/renting/investing, I can be of assistance. Do feel free to reach out to me for more queries and assistance.

Landon Chew
97 39 60 40
landonchew@email.com Read More
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