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I am a Spore Citzen. Currently residing in Aust and working as a bank officer earning abt AS6-7K. I have abt 200k in my CPF account. I wish to buy a studio apt of abt $750K. Can I get a bank mortgage loan of 80%. I presently do not own any HDB flat.
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3 Answers

Afternoon Jenny,

Wiht your current income status, you should be able to get the amount of loan required to finance the unit. As such assessment is subjected to your credit record, age and income status, it would be prudent to get a banker to work on your IPA, prior moving forward.

Do feel free to contact me if you require further assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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Hi Jenny

It would not be an issue for you to get a bank loan of up to 80%.

By the way, a Studio would not cost that much. With your budget, you could even buy a 1+1 or 2 bedroom. Cheers!

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
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Hi Jenny,

Bank loan of 80% should be doable. But I would recommend you to speak to the banker to attain the IPA.

On the intention to purchase a studio apt, could you share more with me on your preferred location, reasons to purchase a studio apt, etc.

Please feel free to drop me a message at christineloveswork@gmail.com . Would be glad to speak with you further.

* Warmest regards, Christine

Huang Chuqin (Christine)
Mobile: (65) 9478 3204 
Email: christineloveswork@gmail.com
CEA Reg. No.: R048164I
PropNex Realty Pte Ltd L3008022J
"Powerful Negotiators" - No.1 Team in PropNex" Read More
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