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Hi Joan, I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Hope to hear from you soon and have a great week ahead. In your case, both you and your spouse will be the co-owner when purchasing the HDB flat.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi Joan,

This is not possible as your husband will have to be the owner. He can purchase the resale HDB under his name and have you as the occupier. In this case, once you have fulfill the 5 years MOP, you will be able to purchase a private property and only is liable for the 5% ABSD as a SPR.

Please feel free to contact me so that I can understand your situation and assist you further.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
Visit my website to know me better: www.nicktan.com.sg

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Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

Hi Maam
To answer your question:
1) Not possible as a single PR is not allowed to own a HDB. However the reverse (Husband owner, wife occupier is possible) If your husband is a first timer, both of you are also eligible for HDB grants.
2) Both owner and occupier are allowed to purchase a private property after MOP is met. However the owner is subjected to ABSD of 12% for Singapore citizens and 15% for PR.
What you can do in this case is to list your husband as owner while yourslef as occupier. After 5 years, you may purchase a private property and only incur 5% ABSD as a PR instead of 12% or 15% ABSD as a second timer. Do contact em at 93375051  for a free and non obligatory discussions on this.
Regards
Taufik Hussein
ERA Realty Network Pte Ltd Read More

Hi Joan, do contact me at 97970200  to discuss more on your possible options without incurring ABSD.

Mark, your RIGHT choice
Propnex Read More

Hi Mdm,

Yes, your Husband is able to purchase a private residential property after both of you have met the 5-year MOP of your HDB flat. However, you may not be able to rent out your HDB flat.

For Singaporean's first property, no ABSD is payable.

May I know what's your plan going forward?

I am experienced and well-versed in both HDB resale and private transactions. I will be able to assist you in your property plans.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

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