Asked by S.bla
How much is the downpayment when buying a condo?
70188 views
17 Answers
I assume this is your first time purchase.
5% cash
20% CPF/cash
The rest can be mortgaged to a bank.
If you can pay in full, that would be ideal.
- Hakim
property@hakim.sg
9144 9841 Read More
5% cash
20% CPF/cash
The rest can be mortgaged to a bank.
If you can pay in full, that would be ideal.
- Hakim
property@hakim.sg
9144 9841 Read More
Hi,
I would be glad to assist you.
Feel free to contact me @ 97100155 or https://linktr.ee/peiproperty.
Hope to hear from you soon.
Pei @Propnex Read More
I would be glad to assist you.
Feel free to contact me @ 97100155 or https://linktr.ee/peiproperty.
Hope to hear from you soon.
Pei @Propnex Read More
I am Sorry that This platform does not allow me to direct contact you.
You can reach me at https://wa.me/6598569255. Read More
You can reach me at https://wa.me/6598569255. Read More
4
I am Sorry that This platform does not allow me to direct contact you.
You can reach me at https://wa.me/6598569255.
Allow me Assist Further Read More
You can reach me at https://wa.me/6598569255.
Allow me Assist Further Read More
4
Hi, hopefully you managed to get your doubt or query answered. If so, then congrats! Hopefully you are doing well now.
If you are currently or planning to find a property agent, I can assist.
If you are interested in prices of houses in your neighbourhood, you may visit this website to find out more or contact me.
https://www.era.com.sg/R064892F
If you are currently planning to go on a property journey selling/buying/renting/investing, I can be of assistance. Do feel free to reach out to me for more queries and assistance.
Landon Chew
97 39 60 40
landonchew@email.com Read More
If you are currently or planning to find a property agent, I can assist.
If you are interested in prices of houses in your neighbourhood, you may visit this website to find out more or contact me.
https://www.era.com.sg/R064892F
If you are currently planning to go on a property journey selling/buying/renting/investing, I can be of assistance. Do feel free to reach out to me for more queries and assistance.
Landon Chew
97 39 60 40
landonchew@email.com Read More
1
WhatsApp me at: ABLE Toh (65) 98 56 92 55 or through this link.:https://wa.me/6598569255
----------------------------888--------------------------------888--------------------------->>>
"If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 98 56 92 55 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )
(***) You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.
For buyers, I offer solutions for sourcing resale and new private homes at no charge.
I can connect you with reputable bankers for private housing loans free of charge and with no obligation.
I also have partners to assist with mortgage home insurance matters.
Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!
*** You can reach me at my Singapore mobile: (65) 98 56 92 55 or email me at Able.selling@gmail.com.
From: ABLE Toh- Your Property ASSISTANT : ）
“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ” Read More
----------------------------888--------------------------------888--------------------------->>>
"If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 98 56 92 55 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )
(***) You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.
For buyers, I offer solutions for sourcing resale and new private homes at no charge.
I can connect you with reputable bankers for private housing loans free of charge and with no obligation.
I also have partners to assist with mortgage home insurance matters.
Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!
*** You can reach me at my Singapore mobile: (65) 98 56 92 55 or email me at Able.selling@gmail.com.
From: ABLE Toh- Your Property ASSISTANT : ）
“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ” Read More
3
WhatsApp me at: ABLE Toh (65) 9856-9255
or through this link.:https://wa.me/6598569255
----------------------------888--------------------------------888--------------------------->>>
"If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )
(***) You can READ my REVIEWS here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.
For buyers, I offer solutions for sourcing resale and new private homes at no charge.
I can connect you with reputable bankers for private housing loans free of charge and with no obligation.
I also have partners to assist with mortgage home insurance matters.
Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!
*** You can reach me at my Singapore mobile: (65) 9856 9255 or email me at Able.selling@gmail.com.
From: ABLE Toh- Your Property ASSISTANT : ）
“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”
*** DEVELOPER SALES TEAM !!! BEST PRICES !!! NO AGENT FEES !! LOWEST PRICE GUARANTEED !!!
*** Connect Singapore Line: (65) 9856*9255
FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST !!! Read More
----------------------------888--------------------------------888--------------------------->>>
"If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )
(***) You can READ my REVIEWS here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.
For buyers, I offer solutions for sourcing resale and new private homes at no charge.
I can connect you with reputable bankers for private housing loans free of charge and with no obligation.
I also have partners to assist with mortgage home insurance matters.
Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!
*** You can reach me at my Singapore mobile: (65) 9856 9255 or email me at Able.selling@gmail.com.
From: ABLE Toh- Your Property ASSISTANT : ）
“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”
*** DEVELOPER SALES TEAM !!! BEST PRICES !!! NO AGENT FEES !! LOWEST PRICE GUARANTEED !!!
*** Connect Singapore Line: (65) 9856*9255
FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST !!! Read More
3
For a condo purchase in Singapore, the typical downpayment depends on whether you’re taking a bank loan or paying cash:
If you’re using a bank loan, the minimum downpayment is usually 5% cash + 15% CPF or cash (total 20%)
If you’re not taking a bank loan (paying all cash), then the full 20% downpayment must be paid in cash upfront
Additionally, remember you’ll need to budget for Buyer’s Stamp Duty (BSD), legal fees, and other miscellaneous costs.
Aren Goh | 96576701
If you want a clearer breakdown based on your budget or loan eligibility, feel free to message me anytime. Read More
If you’re using a bank loan, the minimum downpayment is usually 5% cash + 15% CPF or cash (total 20%)
If you’re not taking a bank loan (paying all cash), then the full 20% downpayment must be paid in cash upfront
Additionally, remember you’ll need to budget for Buyer’s Stamp Duty (BSD), legal fees, and other miscellaneous costs.
Aren Goh | 96576701
If you want a clearer breakdown based on your budget or loan eligibility, feel free to message me anytime. Read More
When buying a condo in Singapore, the typical downpayment is 25% of the purchase price:
1. At least 5% must be paid in cash.
2. The remaining 20% can be paid using your CPF savings or cash.
If you take a bank loan, you can borrow up to 75% of the property price (loan-to-value ratio). If you have existing home loans, the downpayment required may be higher.
Additionally, you’ll need to pay stamp duties and other fees on top of the downpayment.
WhatsApp me at: ABLE Toh (65) 9856-9255 or through this link.:https://wa.me/6598569255
----------------------------888--------------------------------888--------------------------->>>
(1) "If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )
(2) (***) ✅✅ You can READ my REVIEWS here:
✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.
(3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)
*** You can reach me at my Singapore mobile: (65) 9856 9255
***(4) ✅ ✅ ✅ DEVELOPER SALES TEAM!!! BEST PRICES !!! ✅ ✅ NO AGENT FEES !! ✅ ✅ LOWEST PRICE GUARANTEED!!!
*** Connect Singapore Line: (65) 9856*9255
FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST!!!
NEW Launches Condominium in 2025 , call , whatsapp me FOR BEST CHEAPEST, LOWEST PRICE: Read More
1. At least 5% must be paid in cash.
2. The remaining 20% can be paid using your CPF savings or cash.
If you take a bank loan, you can borrow up to 75% of the property price (loan-to-value ratio). If you have existing home loans, the downpayment required may be higher.
Additionally, you’ll need to pay stamp duties and other fees on top of the downpayment.
WhatsApp me at: ABLE Toh (65) 9856-9255 or through this link.:https://wa.me/6598569255
----------------------------888--------------------------------888--------------------------->>>
(1) "If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )
(2) (***) ✅✅ You can READ my REVIEWS here:
✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.
(3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)
*** You can reach me at my Singapore mobile: (65) 9856 9255
***(4) ✅ ✅ ✅ DEVELOPER SALES TEAM!!! BEST PRICES !!! ✅ ✅ NO AGENT FEES !! ✅ ✅ LOWEST PRICE GUARANTEED!!!
*** Connect Singapore Line: (65) 9856*9255
FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST!!!
NEW Launches Condominium in 2025 , call , whatsapp me FOR BEST CHEAPEST, LOWEST PRICE: Read More
3
WhatsApp me at: ABLE Toh (65) 9856-9255
or through this link.:https://wa.me/6598569255
----------------------------888--------------------------------888--------------------------->>>
(1) "If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )
(2) (***) ✅✅ You can READ my REVIEWS here:
✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.
(3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)
*** You can reach me at my Singapore mobile: (65) 9856 9255
***(4) ✅ ✅ ✅ DEVELOPER SALES TEAM!!! BEST PRICES !!! ✅ ✅ NO AGENT FEES !! ✅ ✅ LOWEST PRICE GUARANTEED!!!
*** Connect Singapore Line: (65) 9856*9255
FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST!!!
NEW Launches Condominium in 2025 , call , whatsapp me FOR BEST CHEAPEST, LOWEST PRICE: Read More
----------------------------888--------------------------------888--------------------------->>>
(1) "If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )
(2) (***) ✅✅ You can READ my REVIEWS here:
✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.
(3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)
*** You can reach me at my Singapore mobile: (65) 9856 9255
***(4) ✅ ✅ ✅ DEVELOPER SALES TEAM!!! BEST PRICES !!! ✅ ✅ NO AGENT FEES !! ✅ ✅ LOWEST PRICE GUARANTEED!!!
*** Connect Singapore Line: (65) 9856*9255
FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST!!!
NEW Launches Condominium in 2025 , call , whatsapp me FOR BEST CHEAPEST, LOWEST PRICE: Read More
3
WhatsApp me at: ABLE Toh (65) 9856-9255
or through this link.:https://wa.me/6598569255
----------------------------888--------------------------------888--------------------------->>>
(1) "If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )
(2) (***) ✅✅ You can READ my REVIEWS here:
✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.
(3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)
*** You can reach me at my Singapore mobile: (65) 9856 9255
***(4) ✅ ✅ ✅ DEVELOPER SALES TEAM!!! BEST PRICES !!! ✅ ✅ NO AGENT FEES !! ✅ ✅ LOWEST PRICE GUARANTEED!!!
*** Connect Singapore Line: (65) 9856*9255
FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST!!!
NEW Launches Condominium in 2025 , call , whatsapp me FOR BEST CHEAPEST, LOWEST PRICE: Read More
----------------------------888--------------------------------888--------------------------->>>
(1) "If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )
(2) (***) ✅✅ You can READ my REVIEWS here:
✅✅ https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.
(3) ✅✅ For PRIVATE Home Buyers, I offer solutions for sourcing resale and new PRIVATE homes at ✅✅ ZERO charge (Because Most PRIVATE seller Agent are willing to share commission with Buyer Agent)
*** You can reach me at my Singapore mobile: (65) 9856 9255
***(4) ✅ ✅ ✅ DEVELOPER SALES TEAM!!! BEST PRICES !!! ✅ ✅ NO AGENT FEES !! ✅ ✅ LOWEST PRICE GUARANTEED!!!
*** Connect Singapore Line: (65) 9856*9255
FOR : UPDATED INFO / E- BROCHURE / FLOOR PLAN / PRICE LIST!!!
NEW Launches Condominium in 2025 , call , whatsapp me FOR BEST CHEAPEST, LOWEST PRICE: Read More
3
WhatsApp我：ABLE Toh（+65）9856-9255，或通过此链接联系：[https://wa.me/6598569255](https://wa.me/6598569255)
\----------------------------888--------------------------------888--------------------------->>>
1. 如果您在房产方面需要更多帮助：
无论是租赁、出售、购买或投资，我都乐意协助！
请通过WhatsApp联系我：ABLE Toh（+65）9856-9255，或通过此链接：[https://wa.me/6598569255](https://wa.me/6598569255)
（抱歉，该平台不支持直接联系，但您可以轻松找到我）
2. 您可以查看我的客户评价：
[https://www.propertyguru.com.sg/agent/able-s-k-toh-61591](https://www.propertyguru.com.sg/agent/able-s-k-toh-61591)
3. 针对私人住宅买家，我提供新旧私人住宅的搜寻服务，且零收费（因为大部分私人卖方代理愿意与买方代理分佣）
您可通过我的新加坡手机号联系我：（+65）9856 9255
4. 开发商销售团队！！！价格最优！！！
无代理费！！！保证最低价！！！
新加坡Line联系：（+65）9856-9255
获取最新资讯 / 电子宣传册 / 平面图 / 价目表！！！
2025年新楼盘，欢迎致电或WhatsApp咨询，享受最优惠最低价！ Read More
\----------------------------888--------------------------------888--------------------------->>>
1. 如果您在房产方面需要更多帮助：
无论是租赁、出售、购买或投资，我都乐意协助！
请通过WhatsApp联系我：ABLE Toh（+65）9856-9255，或通过此链接：[https://wa.me/6598569255](https://wa.me/6598569255)
（抱歉，该平台不支持直接联系，但您可以轻松找到我）
2. 您可以查看我的客户评价：
[https://www.propertyguru.com.sg/agent/able-s-k-toh-61591](https://www.propertyguru.com.sg/agent/able-s-k-toh-61591)
3. 针对私人住宅买家，我提供新旧私人住宅的搜寻服务，且零收费（因为大部分私人卖方代理愿意与买方代理分佣）
您可通过我的新加坡手机号联系我：（+65）9856 9255
4. 开发商销售团队！！！价格最优！！！
无代理费！！！保证最低价！！！
新加坡Line联系：（+65）9856-9255
获取最新资讯 / 电子宣传册 / 平面图 / 价目表！！！
2025年新楼盘，欢迎致电或WhatsApp咨询，享受最优惠最低价！ Read More
3
WhatsApp我：ABLE Toh（+65）9856-9255，或通过此链接联系：[https://wa.me/6598569255](https://wa.me/6598569255)
\----------------------------888--------------------------------888--------------------------->>>
1. 如果您在房产方面需要更多帮助：
无论是租赁、出售、购买或投资，我都乐意协助！
请通过WhatsApp联系我：ABLE Toh（+65）9856-9255，或通过此链接：[https://wa.me/6598569255](https://wa.me/6598569255)
（抱歉，该平台不支持直接联系，但您可以轻松找到我）
2. 您可以查看我的客户评价：
[https://www.propertyguru.com.sg/agent/able-s-k-toh-61591](https://www.propertyguru.com.sg/agent/able-s-k-toh-61591)
3. 针对私人住宅买家，我提供新旧私人住宅的搜寻服务，且零收费（因为大部分私人卖方代理愿意与买方代理分佣）
您可通过我的新加坡手机号联系我：（+65）9856 9255
4. 开发商销售团队！！！价格最优！！！
无代理费！！！保证最低价！！！
新加坡Line联系：（+65）9856-9255
获取最新资讯 / 电子宣传册 / 平面图 / 价目表！！！
2025年新楼盘，欢迎致电或WhatsApp咨询，享受最优惠最低价！ Read More
\----------------------------888--------------------------------888--------------------------->>>
1. 如果您在房产方面需要更多帮助：
无论是租赁、出售、购买或投资，我都乐意协助！
请通过WhatsApp联系我：ABLE Toh（+65）9856-9255，或通过此链接：[https://wa.me/6598569255](https://wa.me/6598569255)
（抱歉，该平台不支持直接联系，但您可以轻松找到我）
2. 您可以查看我的客户评价：
[https://www.propertyguru.com.sg/agent/able-s-k-toh-61591](https://www.propertyguru.com.sg/agent/able-s-k-toh-61591)
3. 针对私人住宅买家，我提供新旧私人住宅的搜寻服务，且零收费（因为大部分私人卖方代理愿意与买方代理分佣）
您可通过我的新加坡手机号联系我：（+65）9856 9255
4. 开发商销售团队！！！价格最优！！！
无代理费！！！保证最低价！！！
新加坡Line联系：（+65）9856-9255
获取最新资讯 / 电子宣传册 / 平面图 / 价目表！！！
2025年新楼盘，欢迎致电或WhatsApp咨询，享受最优惠最低价！ Read More
3
WhatsApp我：ABLE Toh（+65）9856-9255，或通过此链接联系：[https://wa.me/6598569255](https://wa.me/6598569255)
\----------------------------888--------------------------------888--------------------------->>>
1. 如果您在房产方面需要更多帮助：
无论是租赁、出售、购买或投资，我都乐意协助！
请通过WhatsApp联系我：ABLE Toh（+65）9856-9255，或通过此链接：[https://wa.me/6598569255](https://wa.me/6598569255)
（抱歉，该平台不支持直接联系，但您可以轻松找到我）
2. 您可以查看我的客户评价：
[https://www.propertyguru.com.sg/agent/able-s-k-toh-61591](https://www.propertyguru.com.sg/agent/able-s-k-toh-61591)
3. 针对私人住宅买家，我提供新旧私人住宅的搜寻服务，且零收费（因为大部分私人卖方代理愿意与买方代理分佣）
您可通过我的新加坡手机号联系我：（+65）9856 9255
4. 开发商销售团队！！！价格最优！！！
无代理费！！！保证最低价！！！
新加坡Line联系：（+65）9856-9255
获取最新资讯 / 电子宣传册 / 平面图 / 价目表！！！
2025年新楼盘，欢迎致电或WhatsApp咨询，享受最优惠最低价！ Read More
\----------------------------888--------------------------------888--------------------------->>>
1. 如果您在房产方面需要更多帮助：
无论是租赁、出售、购买或投资，我都乐意协助！
请通过WhatsApp联系我：ABLE Toh（+65）9856-9255，或通过此链接：[https://wa.me/6598569255](https://wa.me/6598569255)
（抱歉，该平台不支持直接联系，但您可以轻松找到我）
2. 您可以查看我的客户评价：
[https://www.propertyguru.com.sg/agent/able-s-k-toh-61591](https://www.propertyguru.com.sg/agent/able-s-k-toh-61591)
3. 针对私人住宅买家，我提供新旧私人住宅的搜寻服务，且零收费（因为大部分私人卖方代理愿意与买方代理分佣）
您可通过我的新加坡手机号联系我：（+65）9856 9255
4. 开发商销售团队！！！价格最优！！！
无代理费！！！保证最低价！！！
新加坡Line联系：（+65）9856-9255
获取最新资讯 / 电子宣传册 / 平面图 / 价目表！！！
2025年新楼盘，欢迎致电或WhatsApp咨询，享受最优惠最低价！ Read More
3
For a private condo purchase under current MAS/LTV rules at time of writing:
Downpayment: 25% of purchase price
5% cash
20% cash and/or CPF OA
Buyer’s Stamp Duty (BSD) – payable in cash/CPF
Additional Buyer’s Stamp Duty (ABSD) – if applicable
Legal fees – approx. $2k–$4k
Valuation fee (resale) – approx. $300–$500
Maintenance deposit / advance MCST fees
Home insurance & fire insurance
Renovation & furnishing costs (if any)
Happy to run through a full affordability breakdown if you like, just share your profile.
Warm regards,
Amethyst Teo
Realtor since 2013
SRI Pte Ltd
Estate Basics
Singapore Real Estate (Rentals, HDB, Private Condo)
CEA Registration No: R052728B
???? +65 8201 9831
???? www.estatebasics.sg
I am Amethyst Teo, a Singapore Realtor since 2013.
I work across rentals, resale homes, and long term property planning, and have supported over 1000 families with their rental and sales decisions over the past decade.
My work focuses on:
• Rentals for tenants and landlords seeking clear terms and smooth outcomes
• First time buyers looking for undervalued and sustainable properties
• Resale owners who want real exposure through a network of agents.
Clients often work with me for my planning approach. I focus on clarity before transactions, realistic expectations, and long term decision making rather than rushed outcomes.
Over the years, I have helped many clients and close friends purchase their first property before 35 through careful planning. In several cases, this led to S$500k or more in accumulated value over time, without excessive risk taking.
I am based in Singapore and work with both HDB and private properties.
You can find more about my work at Estate Basics. Read More
Downpayment: 25% of purchase price
5% cash
20% cash and/or CPF OA
Buyer’s Stamp Duty (BSD) – payable in cash/CPF
Additional Buyer’s Stamp Duty (ABSD) – if applicable
Legal fees – approx. $2k–$4k
Valuation fee (resale) – approx. $300–$500
Maintenance deposit / advance MCST fees
Home insurance & fire insurance
Renovation & furnishing costs (if any)
Happy to run through a full affordability breakdown if you like, just share your profile.
Warm regards,
Amethyst Teo
Realtor since 2013
SRI Pte Ltd
Estate Basics
Singapore Real Estate (Rentals, HDB, Private Condo)
CEA Registration No: R052728B
???? +65 8201 9831
???? www.estatebasics.sg
I am Amethyst Teo, a Singapore Realtor since 2013.
I work across rentals, resale homes, and long term property planning, and have supported over 1000 families with their rental and sales decisions over the past decade.
My work focuses on:
• Rentals for tenants and landlords seeking clear terms and smooth outcomes
• First time buyers looking for undervalued and sustainable properties
• Resale owners who want real exposure through a network of agents.
Clients often work with me for my planning approach. I focus on clarity before transactions, realistic expectations, and long term decision making rather than rushed outcomes.
Over the years, I have helped many clients and close friends purchase their first property before 35 through careful planning. In several cases, this led to S$500k or more in accumulated value over time, without excessive risk taking.
I am based in Singapore and work with both HDB and private properties.
You can find more about my work at Estate Basics. Read More