Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

siti zuraidah in Home Financing

asked on 2 Nov 2010

Hi agents. Sorry for asking too many questions. I need help because after speaking to a few good friends, they mention that taking a bank loan is better now due to the rate. I would like to ask how does it work for taking loan from bank? What's...

0 • 1677 views 7 Answers

Gauss in Home Financing

asked on 1 Nov 2010

Hi, Gurus, I read below info from CPF website with regards to minimum sum to set aside. ======================================= If you are married, together with your spouse, you may choose to set aside a combined Minimum Sum which is 1.5...

0 • 3335 views 5 Answers

Ash Kum in Home Financing

asked on 31 Oct 2010

Hello Gurus Am an EP holder awaiting PR. I have $150,000 in cash and annual salary is $300K. Been in S'pore 1 yr and now looking to buy a condo to live not invest, am renting now for $5000/mth. Question; 1)With very good credit hx, will any...

0 • 713 views

Ash Kum in Home Financing

asked on 31 Oct 2010

0 • 682 views

th neo in Home Financing

asked on 30 Oct 2010

Hi Property Expert, Where can i find the datas for the bank loan interest rate and the sibor rate during the good time and the bad time in the history for singapore market. I think with these datas, we can make better finacing loan whether as...

0 • 584 views 1 Answer

siti zuraidah in Home Financing

asked on 29 Oct 2010

I need help. My HLE is $568400. My current house has a balance of $147896. Our OA balance is 44000. Our cpf refunds are 51406.69 and 53.657 respectively. We are thinking of selling our 4 room flat between 450000 to 480000 and purchase a 5 room...

0 • 1794 views 6 Answers

Benjamin Chin in Home Financing

asked on 26 Oct 2010

I am helping my sister to get a loan for her to purchase a HDB 3 room flat. However, she only earns $900 per month. Can I be her guarantor? Will the banks assess my income? Does HDB allows such loan? If not, what other alternatives for me?

0 • 645 views

newbie in Home Financing

asked on 25 Oct 2010

Regarding the 20% downpayment (10% cash, 10% CPF)- do I need to have the full 10% in my ordinary account for payment at once or can I use future CPF contributions to pay off the 10%?

0 • 2800 views 5 Answers

Property Buyer in Home Financing

asked on 20 Oct 2010

Hi Gurus, Iam a PR and I would like to buy a Condo unit.My annual Income is around 90K.Iam looking for a property around 800K.Iam in short of $50K for the initial down payment.Iam willing to take personal loan or credit line loan.My Question is...

0 • 879 views 1 Answer

Ant in Home Financing

asked on 20 Oct 2010

i am buying an uncompleted project from this owner, and he has paid 50% through the initial disbursements required by the developer. When i purchase the unit from him, the remaining disbursements required will be paid by me via a housing loan....

0 • 744 views

Andrew Tan in Home Financing

asked on 20 Oct 2010

Is it advicable to take a breaching loan for down payment of new property before selling my present home? Rgds AT

0 • 2821 views 6 Answers

Carol in Home Financing

asked on 18 Oct 2010

I'm looking at a $1m property. I own a HDB flat for my own stay (under bank mortgage). With the new govt ruling, a) What is the breakdown of cash, cpf and mortgage component for my 2nd property which is meant for investment purposes? Any other...

0 • 1006 views 6 Answers

Anonymous in Home Financing

asked on 17 Oct 2010

Hi Agent, with CPF $200K and CASH $120K. A monthly salary $5K. What type of condo can I afford ?

0 • 1054 views 3 Answers

Fernando in Home Financing

asked on 17 Oct 2010

Gurus, I understand the authorities have tightened requirements for agents. I came to know major agencies have axed a number of their agents as a result. a) What is/are the new requirement(s)? How are property owners and investors affected...

0 • 743 views

Mansor Suriani in Home Financing

asked on 16 Oct 2010

If I were to sell my 5 rm 15 yr old hdb flat and buy a new hdb flat or ec or dbss,do i need to pay the levy to the govt(percentage of the sale)?I was told recently the rules have changed,is this true?before govt levy from like 5 to 10 percent of...

0 • 897 views 5 Answers

Seng Kuang Teh in Home Financing

asked on 16 Oct 2010

Hi, i was told by my agent the lawyer+legal fees is 2.8k. is the price reasonable for my 4 room HDB ? my HDB price is 430k. appreciate your advice. Thanks

0 • 767 views

angela angela in Home Financing

asked on 14 Oct 2010

my cpf got 61k cash,on hand 40k,hdb hle loan up to 192k.monthly income $1700.Can u advise wat is the max.price of hdb i can afford.I'm joining name wif my child.

0 • 1776 views 9 Answers

Ping Ping in Home Financing

asked on 13 Oct 2010

Any kind soul can tell me what is the downpayment structure like? I would like to book a unit but i am a upgrader. so i can only loan up to 70%. I have 10% cash and 10% CPF now. as for the balance 10%, i will sell my flat once i have confirm...

0 • 1048 views 7 Answers

dw in Home Financing

asked on 7 Oct 2010

Hi gurus, I've very low mortgage loan left (20% of my condo value) and need to buy bigger unit as family has grown. Can I get my home refinanced, and use the extra cash as the 30% downpayment for the new unit which means I will have new mortgage...

0 • 1000 views 7 Answers

Lee in Home Financing

asked on 6 Oct 2010

We are Malaysian Chinese married couple, SPR. My husband owned overseas private property and we intend to sell it after we purchase the HDB flat. The questions is how many % of the bank loan we can get before i dispose my overseas property? Does...

0 • 1774 views 8 Answers

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