Property & Real Estate Discussions on Home Financing

3469 Results Found in Home Financing

Fernando in Home Financing

asked on 17 Oct 2010

Gurus, I understand the authorities have tightened requirements for agents. I came to know major agencies have axed a number of their agents as a result. a) What is/are the new requirement(s)? How are property owners and investors affected...

0 • 732 views

Mansor Suriani in Home Financing

asked on 16 Oct 2010

If I were to sell my 5 rm 15 yr old hdb flat and buy a new hdb flat or ec or dbss,do i need to pay the levy to the govt(percentage of the sale)?I was told recently the rules have changed,is this true?before govt levy from like 5 to 10 percent of...

0 • 887 views

Seng Kuang Teh in Home Financing

asked on 16 Oct 2010

Hi, i was told by my agent the lawyer+legal fees is 2.8k. is the price reasonable for my 4 room HDB ? my HDB price is 430k. appreciate your advice. Thanks

0 • 758 views

angela angela in Home Financing

asked on 14 Oct 2010

my cpf got 61k cash,on hand 40k,hdb hle loan up to 192k.monthly income $1700.Can u advise wat is the max.price of hdb i can afford.I'm joining name wif my child.

0 • 1758 views 5 Answers

Ping Ping in Home Financing

asked on 13 Oct 2010

Any kind soul can tell me what is the downpayment structure like? I would like to book a unit but i am a upgrader. so i can only loan up to 70%. I have 10% cash and 10% CPF now. as for the balance 10%, i will sell my flat once i have confirm...

0 • 1038 views

dw in Home Financing

asked on 7 Oct 2010

Hi gurus, I've very low mortgage loan left (20% of my condo value) and need to buy bigger unit as family has grown. Can I get my home refinanced, and use the extra cash as the 30% downpayment for the new unit which means I will have new mortgage...

0 • 991 views 2 Answers

Lee in Home Financing

asked on 6 Oct 2010

We are Malaysian Chinese married couple, SPR. My husband owned overseas private property and we intend to sell it after we purchase the HDB flat. The questions is how many % of the bank loan we can get before i dispose my overseas property? Does...

0 • 1759 views 4 Answers

Evie in Home Financing

asked on 6 Oct 2010

Hi, my future husband and I are looking at buying our home - a private condo. I have an existing mortgage but my husband does not. If we took out a home loan together, would we be able to get 70 or 80% financing? Thanks.

0 • 897 views 1 Answer

Ash in Home Financing

asked on 5 Oct 2010

Hi, I currently am looking to move to a bigger Condo, 3 bed room, area-1500 sq ft. Location not a big issue, but should be around 500 PSF. Kindly advise.

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Tan Ai Peng in Home Financing

asked on 5 Oct 2010

I rented a HDB flat with a term of 24mths (diplomatic cause 12 mths). I have already stayed in the flat for 13 mths and now wish to move to another place due to various reasons. Will my whole 2 months of deposit be forfeited?

0 • 771 views

Shan Kyaw in Home Financing

asked on 1 Oct 2010

Hi Guru, I am owing 4 room flat HDB which bought from resale market about 3 and half year. Outstanding loan balance is about 70K. I am planning to settle loan next year in February, 2011.That means I am going to pay back all outstanding...

0 • 1264 views

Jonathan Tan in Home Financing

asked on 30 Sept 2010

Currently i'm residing in australia with my wife. I'm thinking to buy a house in bukit timah together sharing with my aunty using my cpf + cash. Can it be done? Does the law allow it?

0 • 895 views

Apple Tan in Home Financing

asked on 27 Sept 2010

Hi all Gurus, I'm a discharge bankrupt years ago and have a good monthly income and like to ask for a loan to purchase a private property. Have been rejected by a few banks and only asking for a 60% loan. Anyone can advise how should I obtain a...

0 • 1055 views 2 Answers

S F in Home Financing

asked on 26 Sept 2010

I wonder which bank offers the best home loan rate? What is the interest rate now? How is it calculated if I need 600k loan? What does "lock-in" period means?

0 • 2325 views

Shan Kyaw in Home Financing

asked on 26 Sept 2010

Hi, I am abit confused on this income ceiling of $8000 for buying a HDB flat (resale/new). I am working oversea and drawing basic salary USD 5300 per month. If allowance included it will be about USD 8200 per month. Is it eligible to apply HLE...

0 • 2140 views 1 Answer

chaw su in Home Financing

asked on 26 Sept 2010

I am PR and want to buy Studio or 1 Bed Room Type. And it is first time buying property. How much I could get loan ? 70% or 80% ?

0 • 751 views 1 Answer

Alan Ang in Home Financing

asked on 25 Sept 2010

Hi Gurus, I am planning to sell my condo in Amber to move to a landed in Opera Estate. Advise me on my financial and what prices are im looking at. Lastly, do i sell or buy 1st? Alan Ang

0 • 1073 views

kwik kwik in Home Financing

asked on 25 Sept 2010

After selling my flat, I have $345k in cpf, $135 cash. Yearly income is $175k. Advisable to buy condo? I prefer a new one in the North where I can move in by early next year. How much loan can I get and how much payment can be via cpf or cash.

0 • 1243 views 1 Answer

USHA thiyagarajan in Home Financing

asked on 25 Sept 2010

Is a hdb loan in all cases, better than a bank loan. Are there cases in which people pay less by taking a bank loan than by taking a loan from hdb?

0 • 628 views

SF in Home Financing

asked on 24 Sept 2010

I am looking to buy a FH unit in Toh Tuck area. How much cash should I get ready if i will to purchase a unit which cost $1 million?

0 • 1107 views 1 Answer

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