Property & Real Estate Discussions on Home Financing

3472 Results Found in Home Financing

Henry in Home Financing

asked on 9 Nov 2010

For a first timer buyer, wishing to purchase a private property, does one have to come up with 5% cash and 15% cash/CPF or 10%/10%?

0 • 870 views 1 Answer

Danny Choi in Home Financing

asked on 6 Nov 2010

My wife and I are earning about $7,500 each month. We have no kids or other financial commitment. We are looking for a flat. How do we determine the price range of the flat we should look into? Pls advice

0 • 847 views 2 Answers

J in Home Financing

asked on 6 Nov 2010

Hi We have a condo under deferred payment scheme so no home loan has been taken yet. We are considering buying a second condo and just wanted to check what the home loan limit was when it is a SECOND property but have no outstanding home loan....

0 • 2285 views 5 Answers

New homebuyer in Home Financing

asked on 5 Nov 2010

If a Sporean PR and foreigner, both not working in Spore currently were to purchase an apartment, would banks in Spore approve an 80% loan? Are there any restrictions on co-owning between a PR and foreigner?

0 • 1287 views 6 Answers

D Po in Home Financing

asked on 5 Nov 2010

We're considering purchasing a condo when we move to S'pore in the next 6mos. Our budget is between $700,000 and $1,000,000. I will be an EP holder. I have two questions: 1. I'm not a citizen or PR, so as an EP, will I have to put 30% or 20%...

0 • 748 views 1 Answer

Woo in Home Financing

asked on 3 Nov 2010

May I find out how many housing loans can one get? Or what is the formula to calculate the maximum amount one can borrow from the banks, is it affected by the number of properties one wants to buy?

0 • 827 views

rene in Home Financing

asked on 3 Nov 2010

Hi, I would like to check, if I have an existing HDB to sell and am looking to buy a private property, should I conclude the final sale of my flat before I buy the new property? If so, the timing of the funds that will come in will ease the...

0 • 2352 views 7 Answers

F2 in Home Financing

asked on 2 Nov 2010

HI,how can we find out our outstanding balance for HDB bank loan under OCBC? What documents do we need show of proof of property? Is there any email or enquiry line for this issue?

0 • 7354 views 5 Answers

CH Woo in Home Financing

asked on 2 Nov 2010

I currently co-own a HDB flat with my spouse which we purchased directly from HDB. We have only occupied this flat for a year. My parents wish to buy a new private property and would like to include us as co-borrowers of the housing loan. Is this...

0 • 887 views

Bryan in Home Financing

asked on 2 Nov 2010

Hi..can i use my cpf to buy a condo in singapore..?if yes..is it possible to give me a short example please..?thanks..

0 • 16133 views 7 Answers

siti zuraidah in Home Financing

asked on 2 Nov 2010

Hi agents. Sorry for asking too many questions. I need help because after speaking to a few good friends, they mention that taking a bank loan is better now due to the rate. I would like to ask how does it work for taking loan from bank? What's...

0 • 1670 views 7 Answers

Gauss in Home Financing

asked on 1 Nov 2010

Hi, Gurus, I read below info from CPF website with regards to minimum sum to set aside. ======================================= If you are married, together with your spouse, you may choose to set aside a combined Minimum Sum which is 1.5...

0 • 3322 views 5 Answers

Ash Kum in Home Financing

asked on 31 Oct 2010

Hello Gurus Am an EP holder awaiting PR. I have $150,000 in cash and annual salary is $300K. Been in S'pore 1 yr and now looking to buy a condo to live not invest, am renting now for $5000/mth. Question; 1)With very good credit hx, will any...

0 • 710 views

Ash Kum in Home Financing

asked on 31 Oct 2010

0 • 679 views

th neo in Home Financing

asked on 30 Oct 2010

Hi Property Expert, Where can i find the datas for the bank loan interest rate and the sibor rate during the good time and the bad time in the history for singapore market. I think with these datas, we can make better finacing loan whether as...

0 • 579 views 1 Answer

siti zuraidah in Home Financing

asked on 29 Oct 2010

I need help. My HLE is $568400. My current house has a balance of $147896. Our OA balance is 44000. Our cpf refunds are 51406.69 and 53.657 respectively. We are thinking of selling our 4 room flat between 450000 to 480000 and purchase a 5 room...

0 • 1786 views 6 Answers

Benjamin Chin in Home Financing

asked on 26 Oct 2010

I am helping my sister to get a loan for her to purchase a HDB 3 room flat. However, she only earns $900 per month. Can I be her guarantor? Will the banks assess my income? Does HDB allows such loan? If not, what other alternatives for me?

0 • 640 views

newbie in Home Financing

asked on 25 Oct 2010

Regarding the 20% downpayment (10% cash, 10% CPF)- do I need to have the full 10% in my ordinary account for payment at once or can I use future CPF contributions to pay off the 10%?

0 • 2787 views 5 Answers

Property Buyer in Home Financing

asked on 20 Oct 2010

Hi Gurus, Iam a PR and I would like to buy a Condo unit.My annual Income is around 90K.Iam looking for a property around 800K.Iam in short of $50K for the initial down payment.Iam willing to take personal loan or credit line loan.My Question is...

0 • 874 views 1 Answer

Ant in Home Financing

asked on 20 Oct 2010

i am buying an uncompleted project from this owner, and he has paid 50% through the initial disbursements required by the developer. When i purchase the unit from him, the remaining disbursements required will be paid by me via a housing loan....

0 • 735 views

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