Property & Real Estate Discussions on Home Financing

3483 Results Found in Home Financing

Iqbal in Home Financing

asked on 21 Nov 2010

I am in the process of selling my hdb flat. 2nd hdb appt is tentatively on 20 January. I intend to buy a condo. If I like the unit, when do I need to pay the 1% option fee and when do I need to pay the remaining 4% exercise fee. These fees are...

0 • 1319 views 7 Answers

SHARENA MOHAMED in Home Financing

asked on 20 Nov 2010

Hi For a bank loan , is it better to take a fixed interest rate or floating? Thanks

0 • 1071 views 6 Answers

Bill Tao in Home Financing

asked on 18 Nov 2010

Hi, Is "Singapore Citizen(wife) + Foreigner couple" with gross monthly salary more than 8000 eligible to loan from HDB? the salary of husband part includes basic salary and oversea allowance(family income less than 8000 if without the...

0 • 1821 views 9 Answers

Junjie Fang in Home Financing

asked on 16 Nov 2010

I'm thinking about cash out refinance my condo to the maximum. Is there anyone familiar with the bank indication? Which bank usually gives the highest valuation price? I don't care about the interest rate. Thanks.

0 • 1508 views 9 Answers

Rachel Teo in Home Financing

asked on 16 Nov 2010

My partner and i would like to jointly invest in a property in Singapore. This will be his 1st property and my 2nd property. What is the % deposit that we need to put down?

0 • 967 views 6 Answers

Keng in Home Financing

asked on 15 Nov 2010

My wife and I are currently servicing a bank loan for our HDB resale flat (non-subsidised) which was partially paid by CPF and on monthly installment. We plan to get a private condo and service part of the first 30% using CPF. We know we have to...

0 • 912 views 5 Answers

Lorrayne in Home Financing

asked on 15 Nov 2010

Hi. Currently, I am planning to sell my exec flat to buy a small terrace house. My house is expected to fetch about 640000. We bought our house for $340000 and we have paid about $ 180000 of this loan. Our combined income is slightly more than 10K...

0 • 1096 views 10 Answers

Cliff Tan in Home Financing

asked on 15 Nov 2010

I'm currently taking a bank loan to finance for the purchase of a HDB resale flat. Can miscellaneous costs like stamp fees, hps premiums be paid by CPF special account if balance in ordinary account is not enough? When do I have to pay up the...

0 • 634 views

Norman Ngieng in Home Financing

asked on 12 Nov 2010

where I can find out interest payment only Mortgage Loan in Singapore and current interest rate for such?

0 • 628 views

TanAY in Home Financing

asked on 11 Nov 2010

Hi. I have a fully paid up HDB flat. If I want to buy a condo while holding on to the hdb flat, do i need to maintain the minimum sum of $62k in my CPF before using the excess to purchase the condo?

0 • 992 views 5 Answers

K H Pang sam in Home Financing

asked on 9 Nov 2010

what is stamp and conveyancing fee all abt and also there is another 5% additional cash on valuation that my agent stated in a document for me , must i signs and plus his commission (0.5% of resale price) + GST ? I am quite confused as he claims...

0 • 1544 views 10 Answers

Henry in Home Financing

asked on 9 Nov 2010

For a first timer buyer, wishing to purchase a private property, does one have to come up with 5% cash and 15% cash/CPF or 10%/10%?

0 • 871 views 1 Answer

Danny Choi in Home Financing

asked on 6 Nov 2010

My wife and I are earning about $7,500 each month. We have no kids or other financial commitment. We are looking for a flat. How do we determine the price range of the flat we should look into? Pls advice

0 • 852 views 2 Answers

J in Home Financing

asked on 6 Nov 2010

Hi We have a condo under deferred payment scheme so no home loan has been taken yet. We are considering buying a second condo and just wanted to check what the home loan limit was when it is a SECOND property but have no outstanding home loan....

0 • 2295 views 10 Answers

New homebuyer in Home Financing

asked on 5 Nov 2010

If a Sporean PR and foreigner, both not working in Spore currently were to purchase an apartment, would banks in Spore approve an 80% loan? Are there any restrictions on co-owning between a PR and foreigner?

0 • 1301 views 11 Answers

D Po in Home Financing

asked on 5 Nov 2010

We're considering purchasing a condo when we move to S'pore in the next 6mos. Our budget is between $700,000 and $1,000,000. I will be an EP holder. I have two questions: 1. I'm not a citizen or PR, so as an EP, will I have to put 30% or 20%...

0 • 753 views 1 Answer

Woo in Home Financing

asked on 3 Nov 2010

May I find out how many housing loans can one get? Or what is the formula to calculate the maximum amount one can borrow from the banks, is it affected by the number of properties one wants to buy?

0 • 834 views

rene in Home Financing

asked on 3 Nov 2010

Hi, I would like to check, if I have an existing HDB to sell and am looking to buy a private property, should I conclude the final sale of my flat before I buy the new property? If so, the timing of the funds that will come in will ease the...

0 • 2366 views 7 Answers

F2 in Home Financing

asked on 2 Nov 2010

HI,how can we find out our outstanding balance for HDB bank loan under OCBC? What documents do we need show of proof of property? Is there any email or enquiry line for this issue?

0 • 7489 views 10 Answers

CH Woo in Home Financing

asked on 2 Nov 2010

I currently co-own a HDB flat with my spouse which we purchased directly from HDB. We have only occupied this flat for a year. My parents wish to buy a new private property and would like to include us as co-borrowers of the housing loan. Is this...

0 • 898 views

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