Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

Jenny Gill in Home Financing

asked on 26 Nov 2010

Which bank is offering the best home loan? Taking into consideration repayment penalty etc.

0 • 884 views

Alex in Home Financing

asked on 26 Nov 2010

How much can I borrow based on my current monthly income? Any bank or company provided such service to help to estimated loan amount?

0 • 1308 views 11 Answers

HC in Home Financing

asked on 24 Nov 2010

Hi I'm wondering whether is it better to sign up the bank loan after paying the 5% + 15%, understand that the rest of the 3 year paying few hundred only or after 3 years then look for bank loan. Please advise Thanks.

0 • 866 views

Iqbal in Home Financing

asked on 23 Nov 2010

Please confirm that to get 80% bank loan, I would need HDB approvals that will be obtained after 1st appt? With that I can go to the Bank for 80% loan? The 5% option fee for buying a condo, I will need to use cash. How much is the stamp fee?...

0 • 1305 views 7 Answers

Anne in Home Financing

asked on 23 Nov 2010

Hi Gurus, Could you please advise if a PR if allowed to use CPF to put the other 15% downpayment on a landed terrace house in Singapore? I am familiar with the condo financing i.e. 5% cash + stamp, 15% CPF from OA and 80% bank loan for first...

0 • 785 views 1 Answer

Anonymous in Home Financing

asked on 21 Nov 2010

i'm 33 and single. Looking for own place to stay. Roughly how much finances should i have? Or would it be better to wait till i'm 35 then consider HDB units?

0 • 669 views

Iqbal in Home Financing

asked on 21 Nov 2010

I am in the process of selling my hdb flat. 2nd hdb appt is tentatively on 20 January. I intend to buy a condo. If I like the unit, when do I need to pay the 1% option fee and when do I need to pay the remaining 4% exercise fee. These fees are...

0 • 1325 views 7 Answers

SHARENA MOHAMED in Home Financing

asked on 20 Nov 2010

Hi For a bank loan , is it better to take a fixed interest rate or floating? Thanks

0 • 1075 views 6 Answers

Bill Tao in Home Financing

asked on 18 Nov 2010

Hi, Is "Singapore Citizen(wife) + Foreigner couple" with gross monthly salary more than 8000 eligible to loan from HDB? the salary of husband part includes basic salary and oversea allowance(family income less than 8000 if without the...

0 • 1824 views 9 Answers

Junjie Fang in Home Financing

asked on 16 Nov 2010

I'm thinking about cash out refinance my condo to the maximum. Is there anyone familiar with the bank indication? Which bank usually gives the highest valuation price? I don't care about the interest rate. Thanks.

0 • 1513 views 9 Answers

Rachel Teo in Home Financing

asked on 16 Nov 2010

My partner and i would like to jointly invest in a property in Singapore. This will be his 1st property and my 2nd property. What is the % deposit that we need to put down?

0 • 967 views 6 Answers

Keng in Home Financing

asked on 15 Nov 2010

My wife and I are currently servicing a bank loan for our HDB resale flat (non-subsidised) which was partially paid by CPF and on monthly installment. We plan to get a private condo and service part of the first 30% using CPF. We know we have to...

0 • 924 views 5 Answers

Lorrayne in Home Financing

asked on 15 Nov 2010

Hi. Currently, I am planning to sell my exec flat to buy a small terrace house. My house is expected to fetch about 640000. We bought our house for $340000 and we have paid about $ 180000 of this loan. Our combined income is slightly more than 10K...

0 • 1098 views 10 Answers

Cliff Tan in Home Financing

asked on 15 Nov 2010

I'm currently taking a bank loan to finance for the purchase of a HDB resale flat. Can miscellaneous costs like stamp fees, hps premiums be paid by CPF special account if balance in ordinary account is not enough? When do I have to pay up the...

0 • 634 views

Norman Ngieng in Home Financing

asked on 12 Nov 2010

where I can find out interest payment only Mortgage Loan in Singapore and current interest rate for such?

0 • 635 views

TanAY in Home Financing

asked on 11 Nov 2010

Hi. I have a fully paid up HDB flat. If I want to buy a condo while holding on to the hdb flat, do i need to maintain the minimum sum of $62k in my CPF before using the excess to purchase the condo?

0 • 1000 views 5 Answers

K H Pang sam in Home Financing

asked on 9 Nov 2010

what is stamp and conveyancing fee all abt and also there is another 5% additional cash on valuation that my agent stated in a document for me , must i signs and plus his commission (0.5% of resale price) + GST ? I am quite confused as he claims...

0 • 1545 views 10 Answers

Henry in Home Financing

asked on 9 Nov 2010

For a first timer buyer, wishing to purchase a private property, does one have to come up with 5% cash and 15% cash/CPF or 10%/10%?

0 • 872 views 1 Answer

Danny Choi in Home Financing

asked on 6 Nov 2010

My wife and I are earning about $7,500 each month. We have no kids or other financial commitment. We are looking for a flat. How do we determine the price range of the flat we should look into? Pls advice

0 • 855 views 2 Answers

J in Home Financing

asked on 6 Nov 2010

Hi We have a condo under deferred payment scheme so no home loan has been taken yet. We are considering buying a second condo and just wanted to check what the home loan limit was when it is a SECOND property but have no outstanding home loan....

0 • 2296 views 10 Answers

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