Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

depserate in Home Financing

asked on 9 Dec 2010

Hi Guru, I have sold my flat this year at jurong with cash proceeds of over $90k. We had used the entire sum to pay off bad debts and losses that we had incurred. Need your advice for the situation as follows: 1) our combined income is...

0 • 677 views

Paul Chen in Home Financing

asked on 8 Dec 2010

Hi,I am interested to purchase a resale HDB flat but I have some questions regarding loans. The things is I am a discharged bankruptcy since Mar 2009 and my wife have some bad records with the bank. Both of us are now working in Thailand and our...

0 • 1571 views 5 Answers

pong jewn kok in Home Financing

asked on 8 Dec 2010

The valuation of hdb is S$300,000 and owner asking of COV of S$15,000, so the bank loan is base on the total purchase price of amounting S$315,000 or the valuation price S$300,000 loan up to 80%?

0 • 910 views 7 Answers

Lim Yee Hua in Home Financing

asked on 8 Dec 2010

Hi. As my wife had used up her second HDB loan quota for financing her parents flat earlier. Can we still get another HDB loan from HDB if we intent to downsize to a smaller flat? Am staying in a EA currently. And can we can a new flat by...

0 • 896 views

Rudy Mikhail in Home Financing

asked on 5 Dec 2010

Hi, currently I'm looking to buy a 4 room or 5 room flat. I apply hle and was granted $270,000. So I try bank loan and base on the calculation I can loan $440,000. But the problem is I need 5% cash and the rest can pay thru cpf. What can I do if I...

0 • 799 views

beisaikong in Home Financing

asked on 4 Dec 2010

Can i apply for cpf housing grant of 30K if i buy a resale private condo or EC or HDB with my gf ? if above is yes, any income ceiling ?

0 • 3244 views 6 Answers

Rudy Mikhail in Home Financing

asked on 30 Nov 2010

Hi currently I apply for hdb loan. I was granted with only $270,000, which I find it too little. I intend to buy hdb flats in pasir ris. My question is can I appeal to hdb for higher loans eg $350,000 or us there any alternative?

0 • 3829 views 5 Answers

Alex in Home Financing

asked on 30 Nov 2010

Hi Gurus, Is there any withdraw limit for CPF OA/SA account? Can one use both OA & SA to service monthly mortgage payment?

0 • 879 views

Tan mighty1 in Home Financing

asked on 28 Nov 2010

Hi, I need advice on the breakdown of the CPF/Cash needed for a Condo that costs $680K. For example, 5%Cash, 15%CPF, Stamp Duty, monthly bank loan and commission etc. Thank you.

0 • 2936 views 5 Answers

Tan mighty1 in Home Financing

asked on 28 Nov 2010

Hi, May I know can CPF b used to pay for the purchase of Executive Condos? Usually how much cash/CPF is required for the deposit and monthly installment? Thanks.

0 • 2025 views 4 Answers

Jenny Gill in Home Financing

asked on 26 Nov 2010

Which bank is offering the best home loan? Taking into consideration repayment penalty etc.

0 • 869 views 1 Answer

Alex in Home Financing

asked on 26 Nov 2010

How much can I borrow based on my current monthly income? Any bank or company provided such service to help to estimated loan amount?

0 • 1295 views 7 Answers

HC in Home Financing

asked on 24 Nov 2010

Hi I'm wondering whether is it better to sign up the bank loan after paying the 5% + 15%, understand that the rest of the 3 year paying few hundred only or after 3 years then look for bank loan. Please advise Thanks.

0 • 857 views

Iqbal in Home Financing

asked on 23 Nov 2010

Please confirm that to get 80% bank loan, I would need HDB approvals that will be obtained after 1st appt? With that I can go to the Bank for 80% loan? The 5% option fee for buying a condo, I will need to use cash. How much is the stamp fee?...

0 • 1289 views 7 Answers

Anne in Home Financing

asked on 23 Nov 2010

Hi Gurus, Could you please advise if a PR if allowed to use CPF to put the other 15% downpayment on a landed terrace house in Singapore? I am familiar with the condo financing i.e. 5% cash + stamp, 15% CPF from OA and 80% bank loan for first...

0 • 779 views 1 Answer

Anonymous in Home Financing

asked on 21 Nov 2010

i'm 33 and single. Looking for own place to stay. Roughly how much finances should i have? Or would it be better to wait till i'm 35 then consider HDB units?

0 • 662 views

Iqbal in Home Financing

asked on 21 Nov 2010

I am in the process of selling my hdb flat. 2nd hdb appt is tentatively on 20 January. I intend to buy a condo. If I like the unit, when do I need to pay the 1% option fee and when do I need to pay the remaining 4% exercise fee. These fees are...

0 • 1310 views 7 Answers

SHARENA MOHAMED in Home Financing

asked on 20 Nov 2010

Hi For a bank loan , is it better to take a fixed interest rate or floating? Thanks

0 • 1062 views 6 Answers

Bill Tao in Home Financing

asked on 18 Nov 2010

Hi, Is "Singapore Citizen(wife) + Foreigner couple" with gross monthly salary more than 8000 eligible to loan from HDB? the salary of husband part includes basic salary and oversea allowance(family income less than 8000 if without the...

0 • 1815 views 9 Answers

Junjie Fang in Home Financing

asked on 16 Nov 2010

I'm thinking about cash out refinance my condo to the maximum. Is there anyone familiar with the bank indication? Which bank usually gives the highest valuation price? I don't care about the interest rate. Thanks.

0 • 1501 views 10 Answers

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