Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

Particia in Home Financing

asked on 16 Dec 2010

I am currently living in hdb flat. Intend to sell current flat to upgrade to a condo. Sales of flat proceeds would subside financing of the condo so that I only need 50% of the bank loan. Can you advise me the timing of the sale of my current flat...

0 • 752 views 1 Answer

CondoQuery in Home Financing

asked on 16 Dec 2010

Hi, Myself & Hubby are Singapore PR. We wud lik 2 buy condo at 700k. What percentage of loan can v get from Bank?

0 • 1737 views 8 Answers

Taryn in Home Financing

asked on 15 Dec 2010

Hi, I am single 27 year old Singapore PR. I would like to buy a private property because I am currently paying more than 1k in rent every month and do not want to continue to rent. I have very little CPF and only 30k in savings and I know the...

1 • 1266 views 10 Answers

Jay Ong in Home Financing

asked on 13 Dec 2010

Hi Gurus, i am searching for a EC to upgrade but lacks the complete 20% downpayment. Can i book a unit before i sell off my current HDB which is fully paid? Or any other way to finance the payment without loosing my current flat? Thanks!

0 • 1132 views 9 Answers

Suman Pradhan in Home Financing

asked on 13 Dec 2010

Can I get personal loan from bank to cover the 20% down-payment ? I swa somewhere in terms and conditions of home loan that 'You cannot use loan from any other bank to be used as down payment'. PLs advise. THanks. Suman

0 • 1270 views 16 Answers

Alexander Chua in Home Financing

asked on 12 Dec 2010

As a foreigner planning to invest a condo property in Singapore what are the requirements in applying for a loan and what is the interest rates and other charges. Thank you.

0 • 949 views 6 Answers

Itan in Home Financing

asked on 11 Dec 2010

My parents are PR, they would like to buy a 3 room hdb for self stay. But they are not working, are they able to secure 80% loan, and I be their guaranto for the financing?

0 • 511 views 1 Answer

Investor for 2nd apt in Home Financing

asked on 11 Dec 2010

Hi Guru I'm planning to invest in another 2nd small apt (500sq ft) for purpose of passive rental income. Currently I don't have the 30% downpayment but I was told that I can refinance my exiting apt to have excess cash for the 30% downpayment. If...

0 • 853 views

R Koh in Home Financing

asked on 10 Dec 2010

What is the approx monthly payment if I were to loan $800,000 from bank?I know the interest varies from bank to bank.Can I get a rough estimation from you experts.Thank you!

0 • 835 views 1 Answer

depserate in Home Financing

asked on 9 Dec 2010

Hi Guru, I have sold my flat this year at jurong with cash proceeds of over $90k. We had used the entire sum to pay off bad debts and losses that we had incurred. Need your advice for the situation as follows: 1) our combined income is...

0 • 877 views 1 Answer

depserate in Home Financing

asked on 9 Dec 2010

0 • 683 views

Paul Chen in Home Financing

asked on 8 Dec 2010

Hi,I am interested to purchase a resale HDB flat but I have some questions regarding loans. The things is I am a discharged bankruptcy since Mar 2009 and my wife have some bad records with the bank. Both of us are now working in Thailand and our...

0 • 1579 views 10 Answers

pong jewn kok in Home Financing

asked on 8 Dec 2010

The valuation of hdb is S$300,000 and owner asking of COV of S$15,000, so the bank loan is base on the total purchase price of amounting S$315,000 or the valuation price S$300,000 loan up to 80%?

0 • 914 views 7 Answers

Lim Yee Hua in Home Financing

asked on 8 Dec 2010

Hi. As my wife had used up her second HDB loan quota for financing her parents flat earlier. Can we still get another HDB loan from HDB if we intent to downsize to a smaller flat? Am staying in a EA currently. And can we can a new flat by...

0 • 903 views

Rudy Mikhail in Home Financing

asked on 5 Dec 2010

Hi, currently I'm looking to buy a 4 room or 5 room flat. I apply hle and was granted $270,000. So I try bank loan and base on the calculation I can loan $440,000. But the problem is I need 5% cash and the rest can pay thru cpf. What can I do if I...

0 • 803 views

beisaikong in Home Financing

asked on 4 Dec 2010

Can i apply for cpf housing grant of 30K if i buy a resale private condo or EC or HDB with my gf ? if above is yes, any income ceiling ?

0 • 3256 views 11 Answers

Rudy Mikhail in Home Financing

asked on 30 Nov 2010

Hi currently I apply for hdb loan. I was granted with only $270,000, which I find it too little. I intend to buy hdb flats in pasir ris. My question is can I appeal to hdb for higher loans eg $350,000 or us there any alternative?

0 • 3840 views 10 Answers

Alex in Home Financing

asked on 30 Nov 2010

Hi Gurus, Is there any withdraw limit for CPF OA/SA account? Can one use both OA & SA to service monthly mortgage payment?

0 • 893 views

Tan mighty1 in Home Financing

asked on 28 Nov 2010

Hi, I need advice on the breakdown of the CPF/Cash needed for a Condo that costs $680K. For example, 5%Cash, 15%CPF, Stamp Duty, monthly bank loan and commission etc. Thank you.

0 • 2947 views 10 Answers

Tan mighty1 in Home Financing

asked on 28 Nov 2010

Hi, May I know can CPF b used to pay for the purchase of Executive Condos? Usually how much cash/CPF is required for the deposit and monthly installment? Thanks.

0 • 2036 views 9 Answers

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