Property & Real Estate Discussions on Home Financing

3483 Results Found in Home Financing

Itan in Home Financing

asked on 11 Dec 2010

My parents are PR, they would like to buy a 3 room hdb for self stay. But they are not working, are they able to secure 80% loan, and I be their guaranto for the financing?

0 • 509 views 1 Answer

Investor for 2nd apt in Home Financing

asked on 11 Dec 2010

Hi Guru I'm planning to invest in another 2nd small apt (500sq ft) for purpose of passive rental income. Currently I don't have the 30% downpayment but I was told that I can refinance my exiting apt to have excess cash for the 30% downpayment. If...

0 • 849 views

R Koh in Home Financing

asked on 10 Dec 2010

What is the approx monthly payment if I were to loan $800,000 from bank?I know the interest varies from bank to bank.Can I get a rough estimation from you experts.Thank you!

0 • 832 views 1 Answer

depserate in Home Financing

asked on 9 Dec 2010

Hi Guru, I have sold my flat this year at jurong with cash proceeds of over $90k. We had used the entire sum to pay off bad debts and losses that we had incurred. Need your advice for the situation as follows: 1) our combined income is...

0 • 875 views 1 Answer

depserate in Home Financing

asked on 9 Dec 2010

0 • 682 views

Paul Chen in Home Financing

asked on 8 Dec 2010

Hi,I am interested to purchase a resale HDB flat but I have some questions regarding loans. The things is I am a discharged bankruptcy since Mar 2009 and my wife have some bad records with the bank. Both of us are now working in Thailand and our...

0 • 1575 views 10 Answers

pong jewn kok in Home Financing

asked on 8 Dec 2010

The valuation of hdb is S$300,000 and owner asking of COV of S$15,000, so the bank loan is base on the total purchase price of amounting S$315,000 or the valuation price S$300,000 loan up to 80%?

0 • 912 views 7 Answers

Lim Yee Hua in Home Financing

asked on 8 Dec 2010

Hi. As my wife had used up her second HDB loan quota for financing her parents flat earlier. Can we still get another HDB loan from HDB if we intent to downsize to a smaller flat? Am staying in a EA currently. And can we can a new flat by...

0 • 902 views

Rudy Mikhail in Home Financing

asked on 5 Dec 2010

Hi, currently I'm looking to buy a 4 room or 5 room flat. I apply hle and was granted $270,000. So I try bank loan and base on the calculation I can loan $440,000. But the problem is I need 5% cash and the rest can pay thru cpf. What can I do if I...

0 • 801 views

beisaikong in Home Financing

asked on 4 Dec 2010

Can i apply for cpf housing grant of 30K if i buy a resale private condo or EC or HDB with my gf ? if above is yes, any income ceiling ?

0 • 3251 views 11 Answers

Rudy Mikhail in Home Financing

asked on 30 Nov 2010

Hi currently I apply for hdb loan. I was granted with only $270,000, which I find it too little. I intend to buy hdb flats in pasir ris. My question is can I appeal to hdb for higher loans eg $350,000 or us there any alternative?

0 • 3838 views 10 Answers

Alex in Home Financing

asked on 30 Nov 2010

Hi Gurus, Is there any withdraw limit for CPF OA/SA account? Can one use both OA & SA to service monthly mortgage payment?

0 • 887 views

Tan mighty1 in Home Financing

asked on 28 Nov 2010

Hi, I need advice on the breakdown of the CPF/Cash needed for a Condo that costs $680K. For example, 5%Cash, 15%CPF, Stamp Duty, monthly bank loan and commission etc. Thank you.

0 • 2943 views 10 Answers

Tan mighty1 in Home Financing

asked on 28 Nov 2010

Hi, May I know can CPF b used to pay for the purchase of Executive Condos? Usually how much cash/CPF is required for the deposit and monthly installment? Thanks.

0 • 2031 views 9 Answers

Jenny Gill in Home Financing

asked on 26 Nov 2010

Which bank is offering the best home loan? Taking into consideration repayment penalty etc.

0 • 879 views

Alex in Home Financing

asked on 26 Nov 2010

How much can I borrow based on my current monthly income? Any bank or company provided such service to help to estimated loan amount?

0 • 1305 views 11 Answers

HC in Home Financing

asked on 24 Nov 2010

Hi I'm wondering whether is it better to sign up the bank loan after paying the 5% + 15%, understand that the rest of the 3 year paying few hundred only or after 3 years then look for bank loan. Please advise Thanks.

0 • 863 views

Iqbal in Home Financing

asked on 23 Nov 2010

Please confirm that to get 80% bank loan, I would need HDB approvals that will be obtained after 1st appt? With that I can go to the Bank for 80% loan? The 5% option fee for buying a condo, I will need to use cash. How much is the stamp fee?...

0 • 1299 views 7 Answers

Anne in Home Financing

asked on 23 Nov 2010

Hi Gurus, Could you please advise if a PR if allowed to use CPF to put the other 15% downpayment on a landed terrace house in Singapore? I am familiar with the condo financing i.e. 5% cash + stamp, 15% CPF from OA and 80% bank loan for first...

0 • 782 views 1 Answer

Anonymous in Home Financing

asked on 21 Nov 2010

i'm 33 and single. Looking for own place to stay. Roughly how much finances should i have? Or would it be better to wait till i'm 35 then consider HDB units?

0 • 664 views

Home Financing

Sort by

Still looking for answers?

Get advice from our community of experts