Property & Real Estate Discussions on Home Financing

3472 Results Found in Home Financing

Guo You Hew in Home Financing

asked on 19 Dec 2010

I am confused about the reimbursement of Stamp duty. For example, if my stamp duty is $10000, and i pay in cash. The remaining 15% of the downpayment is $100k. If our CPF accounts have a total of $102k, will I get the reimbursement of $2k for...

0 • 6481 views 6 Answers

Lyn in Home Financing

asked on 17 Dec 2010

Hi, would like to check if stamp duty can be payable by CPF for private property? My understanding is, we will need to pay stamp duty in cash and thereafter CPF will reimburse you when u utilizes CPF for stamp duty. Is there a way to use CPF...

0 • 3520 views 6 Answers

Tiny in Home Financing

asked on 17 Dec 2010

I would like to buy a property with my partner. Can we use both CPF account to finance on top of cash? We are both single btw.

0 • 614 views 2 Answers

Particia in Home Financing

asked on 16 Dec 2010

I am currently living in hdb flat. Intend to sell current flat to upgrade to a condo. Sales of flat proceeds would subside financing of the condo so that I only need 50% of the bank loan. Can you advise me the timing of the sale of my current flat...

0 • 745 views 1 Answer

CondoQuery in Home Financing

asked on 16 Dec 2010

Hi, Myself & Hubby are Singapore PR. We wud lik 2 buy condo at 700k. What percentage of loan can v get from Bank?

0 • 1728 views 8 Answers

Taryn in Home Financing

asked on 15 Dec 2010

Hi, I am single 27 year old Singapore PR. I would like to buy a private property because I am currently paying more than 1k in rent every month and do not want to continue to rent. I have very little CPF and only 30k in savings and I know the...

1 • 1253 views 5 Answers

Jay Ong in Home Financing

asked on 13 Dec 2010

Hi Gurus, i am searching for a EC to upgrade but lacks the complete 20% downpayment. Can i book a unit before i sell off my current HDB which is fully paid? Or any other way to finance the payment without loosing my current flat? Thanks!

0 • 1119 views 4 Answers

Suman Pradhan in Home Financing

asked on 13 Dec 2010

Can I get personal loan from bank to cover the 20% down-payment ? I swa somewhere in terms and conditions of home loan that 'You cannot use loan from any other bank to be used as down payment'. PLs advise. THanks. Suman

0 • 1245 views 6 Answers

Alexander Chua in Home Financing

asked on 12 Dec 2010

As a foreigner planning to invest a condo property in Singapore what are the requirements in applying for a loan and what is the interest rates and other charges. Thank you.

0 • 937 views 6 Answers

Itan in Home Financing

asked on 11 Dec 2010

My parents are PR, they would like to buy a 3 room hdb for self stay. But they are not working, are they able to secure 80% loan, and I be their guaranto for the financing?

0 • 506 views 1 Answer

Investor for 2nd apt in Home Financing

asked on 11 Dec 2010

Hi Guru I'm planning to invest in another 2nd small apt (500sq ft) for purpose of passive rental income. Currently I don't have the 30% downpayment but I was told that I can refinance my exiting apt to have excess cash for the 30% downpayment. If...

0 • 842 views

R Koh in Home Financing

asked on 10 Dec 2010

What is the approx monthly payment if I were to loan $800,000 from bank?I know the interest varies from bank to bank.Can I get a rough estimation from you experts.Thank you!

0 • 813 views 1 Answer

depserate in Home Financing

asked on 9 Dec 2010

Hi Guru, I have sold my flat this year at jurong with cash proceeds of over $90k. We had used the entire sum to pay off bad debts and losses that we had incurred. Need your advice for the situation as follows: 1) our combined income is...

0 • 867 views 1 Answer

depserate in Home Financing

asked on 9 Dec 2010

0 • 675 views

Paul Chen in Home Financing

asked on 8 Dec 2010

Hi,I am interested to purchase a resale HDB flat but I have some questions regarding loans. The things is I am a discharged bankruptcy since Mar 2009 and my wife have some bad records with the bank. Both of us are now working in Thailand and our...

0 • 1569 views 5 Answers

pong jewn kok in Home Financing

asked on 8 Dec 2010

The valuation of hdb is S$300,000 and owner asking of COV of S$15,000, so the bank loan is base on the total purchase price of amounting S$315,000 or the valuation price S$300,000 loan up to 80%?

0 • 908 views 7 Answers

Lim Yee Hua in Home Financing

asked on 8 Dec 2010

Hi. As my wife had used up her second HDB loan quota for financing her parents flat earlier. Can we still get another HDB loan from HDB if we intent to downsize to a smaller flat? Am staying in a EA currently. And can we can a new flat by...

0 • 891 views

Rudy Mikhail in Home Financing

asked on 5 Dec 2010

Hi, currently I'm looking to buy a 4 room or 5 room flat. I apply hle and was granted $270,000. So I try bank loan and base on the calculation I can loan $440,000. But the problem is I need 5% cash and the rest can pay thru cpf. What can I do if I...

0 • 797 views

beisaikong in Home Financing

asked on 4 Dec 2010

Can i apply for cpf housing grant of 30K if i buy a resale private condo or EC or HDB with my gf ? if above is yes, any income ceiling ?

0 • 3240 views 6 Answers

Rudy Mikhail in Home Financing

asked on 30 Nov 2010

Hi currently I apply for hdb loan. I was granted with only $270,000, which I find it too little. I intend to buy hdb flats in pasir ris. My question is can I appeal to hdb for higher loans eg $350,000 or us there any alternative?

0 • 3825 views 5 Answers

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