Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Jack in Home Financing

asked on 8 Dec 2011

I own a newly purchase HDB already for 6 years with outstanding loan. However, i would like to invest on a private property. Understand that the max loan for 2nd property with an outstanding loan is 60%. Pls advise on the remaining 40%. Cash 20%...

0 • 443 views

Furyleo in Home Financing

asked on 2 Dec 2011

Hi, If I buy a new condo, and when it comes TOP, the valuation of the condo is e.g. 30% higher than my buying price. Can I get a refinance based on the higher valuation of the current price and get some return on my investment? Also, what if...

0 • 1143 views 6 Answers

Sk Foo in Home Financing

asked on 30 Nov 2011

Hi, assuming i have sold my only property (HDB) with a view of purchase a private property, portion that was paid for by CPF initially will be returned to my CPF account. 2 questions: 1) what is the OA:SA ratio that the monies will be returned to...

0 • 711 views 1 Answer

Mrs Sharifah in Home Financing

asked on 29 Nov 2011

Hello My Friend, Am Mrs Sharifah Bin from Singapore.I got a loan of $70,000SGD from this Muslim loan lender.I promised to help him advertise his services to my fellow Singaporean that needs loan. Thanks, May Allah Bless you

0 • 752 views 1 Answer

lee in Home Financing

asked on 29 Nov 2011

I understand that if one can pay down a substantive portion of a house, the bank will not consider his income in granting a loan. DBS' requirement is 50%. I heard some accept 40%, i.e. they dun consider income for those applying for 2nd...

0 • 491 views 1 Answer

SK in Home Financing

asked on 27 Nov 2011

I have bought a 4 bedroom house in excellent condition in the Bayshore in 2009, now want to move to Tanjong Rhu.... What would be the additional costs such as stamp duty, agent fee, etc?

0 • 741 views 1 Answer

Saumya in Home Financing

asked on 27 Nov 2011

Hi! We bought a house at The Bayshore from the developer 2 years ago.we want to move to Tanjong Rhu to be closer to the city.what would be the additional costs such as stamp duty, agent fee,etc??

0 • 741 views 1 Answer

Sam in Home Financing

asked on 26 Nov 2011

any singapore bank that provide overseas property financing?

0 • 658 views

Josh in Home Financing

asked on 24 Nov 2011

Dear Gurus, Can you advice the payment schedule if buying resale HDB with bank loan? When and to whom do we need to pay the following? Please also indicate which can/should be paid by CPF OA monies. 1) COV 2) 20% of Valuation price 3)...

0 • 3226 views 6 Answers

Kelvin in Home Financing

asked on 23 Nov 2011

I am currently financing a HDB loan of $125k at a monthly cpf payment of $1.9k for a period of 5yrs 10 months. With the SIBO rate at such a low rate, is it advisable to refinance with a bank loan instead? what will be the administrative fees...

0 • 636 views 1 Answer

NewBuyer in Home Financing

asked on 23 Nov 2011

What can a $120K cash + CPF do? Any chance to get a 800sqft 2 bedder Private? Also heard there are some exception cases that bank loan up to 90%, is that true?

0 • 699 views

New Buyer in Home Financing

asked on 23 Nov 2011

What can $120K cash + CPF do? Any chance to get a 800+sqft 2 bedder Private Apartment? I heard there are some exception cases where bank loan up to 90%, is that true?

0 • 484 views 1 Answer

P in Home Financing

asked on 22 Nov 2011

Can i refinance my existing home loan at higher value?

0 • 576 views

MortgageQ in Home Financing

asked on 22 Nov 2011

I have an outstandint mortgage of $300K on my private property. If i refinance for $400K, can I use my CPF funds to service the loan, assuming I satsify CPF guidelines?

0 • 510 views

Chen in Home Financing

asked on 19 Nov 2011

How much will the hdb loan me based on 40k per annual

0 • 651 views 1 Answer

Apple in Home Financing

asked on 19 Nov 2011

Hi, I owned a 30yrs old Hdb flat which have been fully paid for. This is a resale unit which i bought with hubby and had stayed for 10 yrs. I am looking for 2nd private property to stay so that I can rent out my flat for rental yield. Any...

0 • 5529 views 3 Answers

NG in Home Financing

asked on 17 Nov 2011

We are SPR, can we get 90% loan from bank?

0 • 1446 views 6 Answers

king in Home Financing

asked on 17 Nov 2011

when do i pay 1% and 4% when buy a new lunch condo? when to pay another 15%?

0 • 770 views

Ellie in Home Financing

asked on 15 Nov 2011

Hi, My parents would like to purchase a private investment property with no existing loan. They are both 63 and 66yo respectively and are retired. Are they still be able to get a bank loan and I be their guarantor?

0 • 497 views 1 Answer

JJK in Home Financing

asked on 15 Nov 2011

Hi gurus, I'd just sold my property, minus off all payments - I'll have around 700K cash. Looking at purchasing 2 properties, 1 for my family of 4, another for investment. On the 2nd property, how can I get a higher loan (above 60%)? Can I put it...

0 • 875 views 4 Answers

Home Financing

Sort by

Still looking for answers?

Get advice from our community of experts