Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

money in Home Financing

asked on 4 Jan 2012

For resale EC (age over 5 years or 10 years), what are the financing requirements? Is it 5% cash + 15% (cpf/cash/both) + rest via loan + stamp tax? Any difference in the financing options between over 5 years & over 10 years resale EC?

0 • 370 views 1 Answer

jason in Home Financing

asked on 4 Jan 2012

can use cpf to pay for landed downpayment?

0 • 886 views

Desmond Ng in Home Financing

asked on 3 Jan 2012

I am a Singaporean and will like to invest in a 2nd property with another Singaporean friend. I co-owned a HDB flat and left with one year of repayment. I can expedite and paid in full if required. My friend owns a private property fully paid....

0 • 1257 views 15 Answers

thi ha in Home Financing

asked on 3 Jan 2012

Hi, Can some expert break down the cost of buying a hdb resale flat by a PR family? let say a fat's price is 270,000 and cov is 30,000. how much cash do i have to pay? 1) cov - 30,000 2) 10% of 270K or 300K? = 5% cash + cpf(34,000 which me...

0 • 911 views 6 Answers

Anonymous in Home Financing

asked on 2 Jan 2012

is it true that when our age reach 55, we could not use our cpf fully to pay for our flat and have to pay cash

0 • 328 views 1 Answer

Suresh in Home Financing

asked on 31 Dec 2011

im buying my 2nd property, when should i pay the 40% , it is at TOP, what is the time frame?

0 • 716 views

A in Home Financing

asked on 29 Dec 2011

Hi, I would like to seek advice regarding the down payment of buying a new flat. My mother is going for flat selection for a new 4 room BTO flat in January 2012. She had borrowed from HDB for more than 2 times and hence, she is not...

0 • 633 views

Ares in Home Financing

asked on 29 Dec 2011

Dear Gurus, if Mr.A + Mr.B joint to buy a property, Mr.A 1st property, Mr.B 2nd property, ABSD how count?

0 • 531 views 2 Answers

Zack in Home Financing

asked on 29 Dec 2011

For buying a resale EC ( more than 5 yrs old but less than 10yrs), do my family income need to be less than $12k?

0 • 1066 views 8 Answers

yan in Home Financing

asked on 25 Dec 2011

If my combined income is about $5000 do I qualify for an EC which cost about $700000. I am more concern about getting the bank loan approval.If I know i dont qualify to get a bank loan for an ec then I will opt for a DBSS

0 • 685 views

YAN in Home Financing

asked on 25 Dec 2011

If my combined income is $4500 do I qualify to get a loan from any bank to purchase an EC IN Pasir ris

0 • 449 views

HM in Home Financing

asked on 24 Dec 2011

how much do I need (CPF + Cash) to buy a condo (500k)?

0 • 1871 views 9 Answers

SienSien in Home Financing

asked on 24 Dec 2011

Need help with downpayment. I intend to buy properties in singapore but i don't have cash for downpayment. Anyone know is there any downpayment assistance in singapore?

0 • 971 views 6 Answers

Trouble in Home Financing

asked on 24 Dec 2011

Hi, I would like to buy a EC. i have a few question hope that some of you out there can help me . 1. Currently, i have a hdb flat and when do i need to sell it off if i got a EC? 2. If i get a EC, when will i need to service the loan.....

0 • 1377 views 11 Answers

trouble in Home Financing

asked on 24 Dec 2011

i am to buy a EC... i would like to know when will i need to service the loans. immediately after i bought the EC or after TOP.. Do i need to pay any down payment? After i got the EC from the developer do i need to sell my current HDB or can i...

0 • 1535 views 10 Answers

Help wanted in Home Financing

asked on 23 Dec 2011

I am in the proceeding for my divorce and we agreed to transfer the HDB to me. Q1: We have oustanding HDB loan of approx 140K and I am short of S$40K to clear the remaining loan. Will HDB loan me the remaining S$40K or do I need to approach...

0 • 654 views

Hendry in Home Financing

asked on 22 Dec 2011

Hi there, I'm a 35 yr old sgp citizen. And i would like to buy my first house. I'ma CPf contribute. How much cash shall i have to standby??

0 • 529 views 2 Answers

Bulldog in Home Financing

asked on 20 Dec 2011

If i "donate"/ transfer my ownership of a private property to my relative but i still continue to pay the monthly mortgage from my CPF, does this mean i still hold a bank loan for that property?

0 • 634 views

Lee in Home Financing

asked on 20 Dec 2011

hi Property Guru, If i have fully paid up my HDB flat and intend to buy a EC. Do i have to sell away my HDB within 6 months upon the EC TOP? If i loan 80% from Bank and after my selling my HDB flats,the CPF used is placed back to CPF account, can...

0 • 1175 views 7 Answers

Nazri Latip in Home Financing

asked on 13 Dec 2011

I bought a resale flat in the open market 3 years ago. This is my 2nd resale flat. Is there any minimum occupational period for me to sell my flat? I'm having a hdb loan.

0 • 504 views 2 Answers

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