Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

YAN in Home Financing

asked on 25 Dec 2011

If my combined income is $4500 do I qualify to get a loan from any bank to purchase an EC IN Pasir ris

0 • 439 views

HM in Home Financing

asked on 24 Dec 2011

how much do I need (CPF + Cash) to buy a condo (500k)?

0 • 1856 views 9 Answers

SienSien in Home Financing

asked on 24 Dec 2011

Need help with downpayment. I intend to buy properties in singapore but i don't have cash for downpayment. Anyone know is there any downpayment assistance in singapore?

0 • 964 views 6 Answers

Trouble in Home Financing

asked on 24 Dec 2011

Hi, I would like to buy a EC. i have a few question hope that some of you out there can help me . 1. Currently, i have a hdb flat and when do i need to sell it off if i got a EC? 2. If i get a EC, when will i need to service the loan.....

0 • 1371 views 6 Answers

trouble in Home Financing

asked on 24 Dec 2011

i am to buy a EC... i would like to know when will i need to service the loans. immediately after i bought the EC or after TOP.. Do i need to pay any down payment? After i got the EC from the developer do i need to sell my current HDB or can i...

0 • 1516 views 10 Answers

Help wanted in Home Financing

asked on 23 Dec 2011

I am in the proceeding for my divorce and we agreed to transfer the HDB to me. Q1: We have oustanding HDB loan of approx 140K and I am short of S$40K to clear the remaining loan. Will HDB loan me the remaining S$40K or do I need to approach...

0 • 648 views

Hendry in Home Financing

asked on 22 Dec 2011

Hi there, I'm a 35 yr old sgp citizen. And i would like to buy my first house. I'ma CPf contribute. How much cash shall i have to standby??

0 • 526 views 2 Answers

Bulldog in Home Financing

asked on 20 Dec 2011

If i "donate"/ transfer my ownership of a private property to my relative but i still continue to pay the monthly mortgage from my CPF, does this mean i still hold a bank loan for that property?

0 • 629 views

Lee in Home Financing

asked on 20 Dec 2011

hi Property Guru, If i have fully paid up my HDB flat and intend to buy a EC. Do i have to sell away my HDB within 6 months upon the EC TOP? If i loan 80% from Bank and after my selling my HDB flats,the CPF used is placed back to CPF account, can...

0 • 1163 views 7 Answers

Nazri Latip in Home Financing

asked on 13 Dec 2011

I bought a resale flat in the open market 3 years ago. This is my 2nd resale flat. Is there any minimum occupational period for me to sell my flat? I'm having a hdb loan.

0 • 441 views 2 Answers

Anonymous in Home Financing

asked on 13 Dec 2011

what is the current interest rates in Singapore?

0 • 500 views

Nazri in Home Financing

asked on 13 Dec 2011

What is the Minimum Occupation Period for Selling My Resale HDB Flat? I have lived here for around 3 years. I bought this resale in the open market.

0 • 1735 views 6 Answers

Trouble in Home Financing

asked on 12 Dec 2011

hi, i would like to know if i m able to take 400k of loan if my pay is abt 2500 monthly. currently, my wife is not working.. if she is able to look for a job with a monthly of 1500 r we able to take this amount of loan..

0 • 523 views

freezy in Home Financing

asked on 12 Dec 2011

I had fully-paid for my HDB. I'm looking to invest in a 2nd private property. I intend to use ONLY my CPF to service my 2nd property loan. I exceed the prevailing minimum sum, however, my wife does not. Does that matter? As I intend to use my ONLY...

0 • 1200 views 5 Answers

Lee in Home Financing

asked on 10 Dec 2011

how to calculate stamp duty for rental 15months?

0 • 4433 views 5 Answers

Lim in Home Financing

asked on 10 Dec 2011

I recently exercised the option to purchase a condo unit. However due to the sudden introduction of the additional stamp fee, the prices for the remaining unsold units in this developement will surely fall. Would it make more sense to forfeit the...

0 • 492 views

Anonymous in Home Financing

asked on 9 Dec 2011

I currently owned a property which is not yet paid off, for which it is partly fiananced by both cash and cpf. I intend to get a second property, and my cpf account still has 100k inside OA. How much of this CPF funds can I use to finance my 2nd...

0 • 705 views 1 Answer

Jack in Home Financing

asked on 8 Dec 2011

I own a newly purchase HDB already for 6 years with outstanding loan. However, i would like to invest on a private property. Understand that the max loan for 2nd property with an outstanding loan is 60%. Pls advise on the remaining 40%. Cash 20%...

0 • 442 views

Furyleo in Home Financing

asked on 2 Dec 2011

Hi, If I buy a new condo, and when it comes TOP, the valuation of the condo is e.g. 30% higher than my buying price. Can I get a refinance based on the higher valuation of the current price and get some return on my investment? Also, what if...

0 • 1138 views 6 Answers

Sk Foo in Home Financing

asked on 30 Nov 2011

Hi, assuming i have sold my only property (HDB) with a view of purchase a private property, portion that was paid for by CPF initially will be returned to my CPF account. 2 questions: 1) what is the OA:SA ratio that the monies will be returned to...

0 • 708 views 1 Answer

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