Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

laughing in Home Financing

asked on 4 Mar 2013

If I(SC) want to buy a new condo with a foreigner(I pay 80% and he pay 20%), can I 1) state in papar that I own 80% and he own 20% of the house value? 2) how much stamp duty should we pay (our 1st property) 3)Can we take saprate house...

0 • 623 views

Ms Troubled in Home Financing

asked on 3 Mar 2013

Hi. I am a 36 female PR and in process of citizenship appln fr Singapore . Shared a Hdb 3-rm flat at Amk corner unit with my sibling and has intention to sell . In the event I become a citizen , to buy a resale as an individual , how much do I...

0 • 396 views 1 Answer

Anonymous in Home Financing

asked on 3 Mar 2013

We are married sc. We want to apply for home loan from bank to upgrade to new ec. We are selling our flat before purchase ec. I saw the DBS home affordability calculator that we submit our household income and can include our room rental monthly...

0 • 400 views 1 Answer

CH in Home Financing

asked on 2 Mar 2013

We bought a 5-rooms HDB flat in 2007 from the resell market. We have fully settled the bank loan. We intend to buy the EC but we short of saving for the down payment. Can we arrange with the bank for a bridging loan to pay for the 20% down...

0 • 398 views

Anonymous in Home Financing

asked on 1 Mar 2013

Hi gurus, My wife is working permenant part time but without cpf.Can I still combine our income and submit my wife's 3 months pay slip for the best Max home loan from bank?

0 • 279 views 1 Answer

Sunny Day in Home Financing

asked on 28 Feb 2013

I have an EA but I bought it urgently 3yrs back with 2nd HDB loan. Can I appeal to get a 3rd HDB loan to buy another EA if I am able to provide a valid reason as to why i need to sell the EA. I need HDB loan as I have credit card defaults and will...

0 • 810 views 1 Answer

Mr. Gregory Lee in Home Financing

asked on 28 Feb 2013

Hi. I am in the process of selling my condo i.e. buyer has exercised option but the sale has not been executed (tentatively end March). Now I am keen to buy a new condo. What are the implications if I decide to put a downpayment before end March?...

0 • 457 views

greglhc in Home Financing

asked on 28 Feb 2013

Hi, I own a condo which was sold recently and the sale transaction is being executed by the lawyers but not finalised yet. Expected to complete the sale by end March. I have no other property to my name. I intend to buy another property soon. How...

0 • 327 views

Carol in Home Financing

asked on 28 Feb 2013

I have loan from HDB for a 3 rm flat before just sold recently. I would like to get a 3rm flat again. can i get loan again from HDB?

0 • 428 views 2 Answers

Anonymous in Home Financing

asked on 28 Feb 2013

We are married sc,total monthly income 3.5K with CPF 150K and Cash 100K. can roughly tell me the max amount we can loan from bank? possible to buy a new 3 bedroom ec unit?

0 • 461 views 1 Answer

Anonymous in Home Financing

asked on 27 Feb 2013

Hi gurus, We are married sc,want to purchase a new EC unit,we have a car loan,we realized that it affects our max bank loan amount greatly around 150k ++ less. Is it a must to submit to the banks as our monthly car loan is just less than $700.

0 • 319 views

Sha Vic in Home Financing

asked on 27 Feb 2013

We have an EA unit in Pasir Ris ( Valuation 550K), divorce case so we need to sell and buy two smaller units, two children aged 12 and 15. Contemplating selling at 600k, Outstanding is 234k, cpf going back is 123k(wife), 53k(hubby), so balance...

0 • 773 views 1 Answer

mandy in Home Financing

asked on 26 Feb 2013

i and my partner is undergoing a bto. i would like to ask if the combine earning is only 2500 as my partner is currently unemployed as he is changing his job, what are the chances to get a approve HDB loan the first round as a few years later when...

0 • 364 views 1 Answer

M in Home Financing

asked on 25 Feb 2013

hi gurus, like to check when must COV be paid to seller in a HDB resale? Is it always at 1st appointment? Thx.

0 • 719 views 2 Answers

Bridging Loan in Home Financing

asked on 24 Feb 2013

I would like to purchase a private condo. However, I would need to sell my 4 room premium HDB flat to finance it. Unfortunately, i can only sell it from 1 June 2013 onwards. Not wanting to miss out on a choice unit, is it possible for me to take a...

0 • 871 views

Anonymous in Home Financing

asked on 24 Feb 2013

Hi We are married sc. My wife just started working.We want to combine our income so as to get the best max loan.Usually,how many months of payslip need to submit?Do we need to submit our pay slip or cpf contribution or both? will be finishing my...

0 • 620 views

Lim in Home Financing

asked on 24 Feb 2013

For the new measure imposed after 12 Jan, what are the amount of cash you need to purchase a condo? Do I need to pay the stamp duty by cash?

0 • 550 views 1 Answer

Ryan in Home Financing

asked on 23 Feb 2013

If I'm a PR and my wife is a foreigner. We are planning to buy a condo. How much I and my wife are eligible to borrow with the current MSR of 30%? Thx

0 • 379 views 1 Answer

Anonymous in Home Financing

asked on 22 Feb 2013

0 • 347 views 1 Answer

CIA in Home Financing

asked on 21 Feb 2013

I am a US Citizen, would I be able to take 80% loan like singapore citizen under USSFTA?

0 • 505 views

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