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Hi, we are SPR couple owning 3rm HDB flat in Bukit Batok. Our mortgage has about 80k balance and we are looking into upgrading to private property in the west area in 850k price range. How much money we should prepare and what's our option in term of property to buy?
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6 Answers

Hi.
I will be pleased to meet up with you to discuss in details.
Do feel free to reach me at 91442664  .
Look forward to hear from you.
Tricia Tan
 91442664  Read More
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Morning,

Firstly, you need to be aware that you will be required to sell away your HDB unit within 6 months from key collection of your condo. Then we will need to know your financial standing and ability. After which, can we proceed with the necessary steps to realize your intention.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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Hi,

If you have met your required MOP and physically occupied the flat for the required years, you will be eligible to purchase another property. Though you will have to sell away your HDB within 6 months after key collection to condo.

Financial breakdown of condo will depend on how much loan you can take up. For 850K, there are some resale condos around Bukit Gombak to CCK stations which you can consider. Thanks and may I understand your housing plans further and assist? Hope to speak with you soon.

Warm regards,
Ivan ERA
 97432395 
Ivanng10@gmail.com
Www.ivanng10.com Read More
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Hi there,

Please feel free to contact me at 96659926  for a non obligatory discussion for me to better understand your requirements and specifications to be in a better position to advise you further in the most detailed and thorough manner. I have assisted on many cases like yourself , and can help you realise your intentions!

I will walk you through the entire process- assisting you all the way from finding the perfect property to negotiating for the best price to post deal paperwork, to establishing financial calculations and ascertaining risks.

To value add your understanding, I will provide you with a comprehensive sales report of properties in the desired location, make available to you recent live sales transactions caveats for your understanding,share on financial calculations/ loan related matters and make available rental yield projections, if needed as well as future capital appreciation stakes. As the transaction of a property involves matters of finances and legality, I have my partners whom I work closely with to assist you immediately on all queries pertaining to the relevant field, which makes it hassle free!

Visit my website to view my testimonials & recent awards to gather more information on me: www.kumarrai.com

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com
www.singapore-newproperties.com.
dkumar@era.com.sg

About Me-

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Dear Sir/Mdm,

Thanks for posting in Propertyguru and congrats on your decision to upgrade!

As you have mentioned that you are upgrading, then we should be looking at selling and purchasing at the same time. So we will aleo need to take into account the time line between the 2 transactions.

As for the amount of money to prepare, we will need to do some calculations to calculate how much sales proceeds you will have from the sale and how we can use this together with your CPF for the purchase.

If you are fine, maybe I can suggest that we meet up for a discussion. No worries there are no obligations. We can just take it as a chit chat session. Haha. I can also take the opportunity to advise you on how we can use our CPF more effectively for your purchase.

Over time I have served many clients and many of them are now my friends. Some of them have also left testimonials for me. You may take a look on my website, www.jeffreyheng.com, I believe I can be in a position to advise you and serve with to the best that I can.

Looking forward to hear from you soon! Cheers!

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Best Regards,

Jeffrey Heng
Branch Division Director
ERA Realty Network Pte Ltd
SAEA Real Estate Excellence Silver Award - Best Client Service
(2014)
SAEA Real Estate Excellence Award Nominee - Best Client Service
(2012/2013)

Mobile : +65 9858 1322 
Email : hengjeffrey@gmail.com
Web : www.jeffreyheng.com Read More
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Bala S OrangeTee
Hi,
Please feel free to contact me to discuss personally.
Thanks,
Bala@Orangetee.com
 92977650  Read More
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