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Hi

We are exploring the option for a condo (1200 - 1500 sqft)in the east side (Tamp, Simei, Punggol, Bedok, East coast, Boon Keng) with preference for 999 lease or being realistic 99 year and in TOP condition or available within a few months.

However, we don't have much ready cash and expect to face hurdle in the down payment. We do have a clean credit record.

What would be a realistic option for us?
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4 Answers

Hi,

For downpayment, there isn't much room to workaround. The applicants have to free up cash from other assets they own. Any other form of loans taken to fund this will impact the mortgage loan quantum disbursed eventually.

You might wish to consider selling your flat first, the proceeds obtained will help fund it. Thanks and may I understand your housing plans and requirements more thoroughly before further value-adding? Without further details, I won't be able to devise a suitable solution. Thanks.

Warm regards,
Ivan ERA
 97432395 
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Hi, to assist you to find the work around I will need more information. Kindly drop me an email for me to gather more information from you.

I am contactable via mobile or email.

CK Ang
 9046 3808 
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Dear sir/madam,

We will be unable to determine what your options are without understanding your financial commitments for this purchase therefore it is most advisable to speak to a banker first before you proceed further. As what Ivan has indicated, the cash up front for downpayment is a must and unavoidable therefore without this component, it is as good as only a dream for your intended purchase. Work out your options now and move ahead as it is definitely 1 of the better times to look into purchase now.

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Hi,

Regard to your question. Why not you just drop me an email at ot1984pierre@gmail.com or Contact me @ 82798327  -

Why Should HDB Sellers engage me? Contact me @ 82798327 

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