AskGuru Q&A Community

Hi Shelly

You may text to 9620 0827  and we can assist in doing a Proforma Financial Statement for your reference. We can share with you the process and timeline.

We have assisted numerous SPRs couples in their purchase.

Regards

Gavin Read More

Hi Shelly,

Depending on your loan eligiblity, assuming that you are eligible to apply for maximum home loan which is 75% of the value of property, the minimum cash component required for your purchase will be 5% of the purchase price which works out to $22,500. Balance 20% of downpayment can be paid for by CPF funds, which works out to be $90,000. Your stamp duty applicable (including ABSD) is $30,600. There will be additional miscellaneous fees involved like conveyancing, valuation request and resale application.

I have been in the real estate business since 2009, with more than 10years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my clients’ portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Associate Deputy Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main] +65 6471 8888  [mob] +65 81577565  [LDA] +65 92787772 
www.geryllim.com
-----
Note: We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value. Restructure your portfolio with us, speak to us!

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

Visit and Like my facebook page at https://www.facebook.com/GerylLimSince2009/ - Aspiring To Be The Best Real Estate Agent In Singapore

Pick up knowledge, skills and Real Estate concepts at https://www.facebook.com/RealEstateXcellence/

New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/

My self introductory video on https://www.youtube.com/watch?v=uZ6REQfdGSw
-----
Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More

Hi Shelly, I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Hope to hear from you soon and have a great week ahead.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Good evening Shelly,

Have you check with banks on your eligible loan amount?

If you are able to obtain a 75% loan, these estimated figures will be required:

5% cash downpayment: $22500
20% cpf/ cash downpayment: $90000
Estimated 3% buyer stamp duty: $8100
5% additional buyer stamp duty as SPRs: $22500
Legal fee $2000+
Valuation fee $120
Resale application $80
Commission (1% of purchase price plus gst):$4815

Hope my sharing aids in clearing your doubts.

May I know how can I value add further in your property needs?

"Build Legacy, Comfortable Retirement"

*Transforming my clients' lives*
*Wont let your hard earned money to go into waste*
*Let your money works harder for you*

YT TAN 陈永达 | ACCA Graduate, RES
R043025D
Propnex Realty Pte Ltd

(M): +65 9111 5171 
(E): yt.tan91115171@gmail.com
(W): www.yttan.com

Follow me on:
(FB): www.facebook.com/yttanassetprogessor
(IG): www.instagram.com/ytpropnex

Creative marketing (copy and paste URL) :
1) https://www.facebook.com/watch/?v=395750131215921
2) https://www.facebook.com/watch/?v=290515518310711

Accolades:

Propnex Annual Convention 2019 - Top 3% individual producers
3rd Quarter 2018 - Top 2% individual producers
July 2018 - Top 1% individual producers
2nd Quarter 2018 - Top 3% individual producers
1st Quarter 2018 - Top 3% individual producers

Find out your property value for FREE on a monthly basis. Simply sign up by clicking the link below:

http://bit.ly/yt_proptrack Read More

Hi Shelly,

Congrats on your decision to buy your own HDB property!

Coincidentally I also stay in the north part of Singapore. Haha. When it comes to buying a property, the 2 most important things in my perspective is financial calculations and also timeline planning. Your question is tackling the financial part. What I would suggest is that we can actually meet up for a chat and I can help to do a financial calculation for you on the spot. The financial calculation that we do for our clients is very detailed and we even go down to your monthly instalments and how much reserve funds you will have. As a real estate transaction is not the most straightforward thing sometimes, we can also use the meet up to answer anymore questions that you may have.

No worries about the meetup as there are no obligations at all. We can just take it as a chat and knowing one more friend. Haha. But really do trust me. A face to face meetup is really better as we may know how to advise you better when we know more about your requirements and what you all really like.

Just to share a little about myself and also my partner. My partner (who is also my wife) and myself have been in this business for a while and we have served many clients over time. Many of them are now our friends and many have also left testimonials for us for our service rendered. Both of us have always believe that our property is probably the most expensive thing that we have bought in our lives and hence any agents handling the houses should really uphold the clients' interest in top priority. Thanks to the many kinds words from our clients, both of us have been interviewed by Council of Estate Agents (CEA) before and we have been featured in their newsletter for Great Client Service. Personally I also won the SAEA Best Client Service Silver Award before as well. We believe that we will definitely be able to provide some good advice to you and hopefully we will be able to provide the same level of client service to you and hopefully even better.

Looking forward to hear from you soon! Cheers!

Best Regards,

Jeffrey Heng
Associate Executive Director (Sincerus Division)
OrangeTee and Tie Pte Ltd
Training Director (Navis Living Group)
NAVIS Living Group - The fastest growing group in OrangeTee that believes in Technology, Training & Teamwork (3Ts)

Founder of Sincerus Division
SAEA Real Estate Excellence Silver Award - Best Client Service (2014)
SAEA Real Estate Excellence Award Nominee - Best Client Service (2012/2013)

* Featured in CEA Newsletter for Great Client Service - https://goo.gl/NMusPZ *
* Featured in Propertyguru Magazine - https://goo.gl/cioyEu *
* Words From Clients - https://www.sgpropertyadvisers.com/testimonials *
* Check Out Our Client Testimonial Video Here - https://youtu.be/WzNepsjH1Oc *

Mobile : +65 9858 1322 
Email : hengjeffrey@gmail.com
Web : www.sgpropertyadvisers.com Read More

Hi
As a rough guide, for PRs buying a $450000 resale flat,
5% cash deposit: $22,500
20% deposit CPF: $90,000
BSD and ABSD: $30,600 ( can be paid using CPF if sufficient)
Legal Fees: $3000 (can be paid using CPF if sufficient)
Do contact me at 93375051  for a free and non obligatory discussions on this.

Regards
Taufik Hussein
ERA Realty Network Read More

Hi Shelly!

Do text me at 97403994  to discuss further!
I am a resident agent in Sembawang and also a featured agent in Sembawang! Thanks!! Read More