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Hi there..
I will be approaching 35 soon and i have been contemplating investing in a HDB flat under the single scheme.

However, i do hope to get married eventually in another 3 to 4 years.

i am not sure if i should just wait till i am 38 and than together with my spouse apply for a flat together or to it under the single scheme first than maybe when she is 35 she apply for another flat or sell the existing one to move into a larger one together.

I was thinking of having both, one would be our matrimony home while the other would be more of an investment.

I currently earning about $3,000
a month and so will only be able to afford a 3 room on my own.

I hope you will be advise which would be the better route since we are already approaching the eligible age for buying a HDB.

Is it still worth it if i loose the government subsidy on couples and on first timers?

Do let me know your thoughts. Thank you.
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1 Answer

Morning,

Do remember that you have to fulfill the MOP requirement before you are eligible to sell away your purchased unit. You will also be subjected to SSD if you sell your HDB after, with HDB approval, within 4 years time frame.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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