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Hi there,

Please feel free to contact me at 96659926  for a non obligatory discussion for me to better understand your requirements and specifications to optimize your time and search in a hassle free manner!

Based on your budget,needs and preferences, I will come up with a customized list of units to view, which works efficiently and effectively.

My services cover you through the whole process from finding the property to negotiating for the best price to post deal paperwork to establishing financial calculations and ascertaining risks. I will provide you with a comprehensive sales report of properties in the desired location, make available to you recent live transactions for your understanding, share on financial calculations and progressive payments information you may need, provide more information on rental yield and potential capital appreciation.

Do visit my website to view my testimonials/recent awards and gather more info on me: www.kumarrai.com.
Look forward to hearing from you! Have a great day!

D Kumar
 96659926 
ERA Associate Division Director
www.kumarrai.com
www.singapore-newproperties.com dkumar@era.com.sg

About Me-
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award
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2014 3rd Quarter Top Achievers
(Top 13 Achiever)
2014 August ERA Top Achievers (Top 4 Achiever)
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Dear PDB,

As you have no intentions to utilise any housing loan for this investment purchase, your decision will not be deterred by the interest rates at this moment, however, I strongly urge you to look into the considerations of picking loan for this investment as it will be a huge commitment to dump in your life savings in the investment. Most investors are also leveraging on loans to roll the returns back therefore as long as the monthly financial commitments monthly is comfortable based on your income level, the risks should be kept minimal. From investment point of view, it is difficult to ascertain if it is indeed the best time to look into committing since even the rental market is having a downturn, therefore your immediate rental returns maybe insufficient to cover for your mortgage should you decide to take up. You may probably wish to look at units selling with existing tenancy and work your sums out to offer just to be safe that the monthly rental is enough or almost enough to cover your mortgage for this investment.

Let me know if you need further assistance. Keep in touch!

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Regards,

Geryl LIM
Real Estate Director
Masters Of Real Estate
M.O.R.E Property Pte Ltd (L3010548F)
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
Email: geryl7772@gmail.com

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Hi, for PR the total stamp duty is 3% + 5% of the purchase price. There are a few good projects. Please drop me an email for me to share the potential gain for the investment.

I am reachable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More

Afternoon,

Given your current age, you should be able to obtain 80% loan till the age of 60, which is 8 to 9 years. Based on your income, you might want to consider getting minimal loan and utilize the extra cash for some other investment.
Do note that for SPR to purchase residential property in SG, you will need to prepare certain amount of fundings as stated below:

1) Standard Stamp duty and legal fee: $22k (Payable by CPF)
2) ABSD: $40k (Payable by cash)
3) 20% down payment (Based on 80% loan): $160k (5% must be paid by cash: $40k) - if you are taking loan

Hence you will need to prepare around $495k cash, if you are looking at no loan.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More