Asked by Anonymous
Hi, need some genuine advise as first time buyer. I'm a SC and my fiance is a foreigner(pending PR approval).Assuming I have 140K in CPF and my fiance has 20K in cash, I'm looking for resale HDB 4/5 room.
1) Can we purchase the resale HDB before married? If can, what the grace period to submit our marriage cert?
2) If his PR application is successful, can we apply for BTO immediately? By the time the BTO is ready, his PR status is alredy the 3rd/4th yr.
3) The valuation can only be done after OTP is activated, am I right?
4) The OTP & Deposit to seller (max 5K), payment is to be made in cash or CPF?
5) Valuation is charge by who? HDB? Payment is made via?
6) Admin fee & other legal fee by cash or?
7) Initial Payment - 10% of transacted price via CPF, am I right?
8) In what other situation do we have to pay cash to seller besides COV?
In all, we do not have that much cash and is looking for other solution. Thanks for the advice in advance.
1) Can we purchase the resale HDB before married? If can, what the grace period to submit our marriage cert?
2) If his PR application is successful, can we apply for BTO immediately? By the time the BTO is ready, his PR status is alredy the 3rd/4th yr.
3) The valuation can only be done after OTP is activated, am I right?
4) The OTP & Deposit to seller (max 5K), payment is to be made in cash or CPF?
5) Valuation is charge by who? HDB? Payment is made via?
6) Admin fee & other legal fee by cash or?
7) Initial Payment - 10% of transacted price via CPF, am I right?
8) In what other situation do we have to pay cash to seller besides COV?
In all, we do not have that much cash and is looking for other solution. Thanks for the advice in advance.
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