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Hi,

Personally would opt for Sunglade over Quartz as its beside a family-oriented mall with comprehensive lifestyle offerings and a MRT interchange of 2 lines. Though it is slightly older than Quartz, but Quartz has relatively more competition (of supply of units) in its vicinity. That said, its a bit difficult to get an approx 1200sqft unit at Sunglade at your preferred price range, as there are not many sellers at any one point of time. You have more options with Quartz. Just my 2 cents.

Beyond that, there are personal considerations which only you know best (near parents, preferred schools, layout etc.). May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
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(Client's Testimonials)

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Good afternoon buyer,

Both properties are 99 leasehold and within proximity to MRT stations but Sunglade is 14 years old while Quartz is almost half of it, just 8 years old.

Care to share what are you looking out for in terms of your condo purchase?

Are you be restricted by the cooling measures?

1) additional buyer's stamp duty of 7% will be applicable for Singaporean.

2) if you have utilised CPF OA funds in current HDB, you will have to set aside basic retirement sum of $83k in CPF OA + SA first before you can use the excess CPF OA funds in condo purchase.

3) if still have outstanding loan, you can only eligible up to max 50%.

Oh well do let me share with you on one of clients that I am helping them to upgrade or grow their property portfolio.

They will be selling their 4rm flat (havent fully paid) and intend to purchase an unit for own stay and the other for investment after a few rounds of detailed financial planning.

You might not believe. This plan will be funded entirely by their sale and they wont be coming out with any amount from their savings. They would have reserved funds up to 4 years to finance their homes even if they dont work.

Another clients of mine met me up on 8 august and had already committed to a condo purchase on 14 august even though their HDB sale will most likely ended up to be a negative sale. But with their HDB sale, they will have a reserved funds that can last them up to 3.5 years to repay the mortgage if BOTH of them never work.

I would or would not say this will be possible for you as well but with detailed financial planning, you will have a clearer picture what is feasible for you.

May I know when will be a good time to meet up?

"Your Freehold Ally, Leasehold Tactician"

YT TAN 陈永达 | ACCA Graduate, RES
Associate Group Director
R043025D
Propnex Realty Pte Ltd
Blk 480 Lorong 6 Toa Payoh, #11-95 HDB Hub East Wing, Singapore 310480

(M): +65 9111 5171 
(E): yt.tan91115171@gmail.com
(W):www.yttan.com
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Hi, may I suggest Kingsford Waterbay that has gotten more potential for capital appreciation than the other 2 projects which you mentioned. Pls feel free to let me know if you need any price list as well as floorplan.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Purely coming from value protection perspective, the choice is quite clear that The Quartz will be a better option. As to which is better for your own occupation, it will be difficult to answer because our preferences will differ. It is like a unit situated on a high floor is often perceived to be more valuable than a unit on a low floor on similar stack, however, if we have phobia of heights, than this aspect of value does not apply to us.

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

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Regards,

Geryl LIM
Associate Marketing Director
Global Alliance Property (L3010679B) - Century 21
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
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Good evening,

Sorry for the reply as Propertyguru doesnt prompt me when there's a reply to my comment.

Yes you are right that you will be eligible for max 80% loan because you are not a borrower of existing loan to your HDB.

I understand your intention to keep the HDB for rental and purchase a resale condo for own stay in district 19 (serangoon/ hougang/ sengkang/ punggol).

But I felt that it will be good that both of you understand the current market condition and future market prospects so you guys can make a collective and informative decision that be beneficial for your family in the long run.

When is a good time for me to share more with both of you?

"Your Freehold Ally, Leasehold Tactician"

YT TAN 陈永达 | ACCA Graduate, RES
Associate Group Director
R043025D
Propnex Realty Pte Ltd
Blk 480 Lorong 6 Toa Payoh, #11-95 HDB Hub East Wing, Singapore 310480

(M): +65 9111 5171 
(E): yt.tan91115171@gmail.com
(W):www.yttan.com
(FB): www.facebook.com/yttanassetprogessor

Find out your property value for FREE on a monthly basis. Simply sign up by clicking the link below:

http://bit.ly/yt_proptrack Read More

Dear Mdm,

Between the 2 options that you proposed, I would recommend Sunglade due to its location and more importantly it's upside potential in the future.

If you look at the recent indicators such as the Government Land Sales result in Serangoon North and the impressive sales results at Forest Woods, it is logical to assume that there will be at least 20% to 30% upside to Sunglade due to its centralize location in Serangoon.

I am happy to share with you my analysis and show you how I derived my figures. Please feel free to contact me so that I can provide you with these information.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
(W) www.nick-tan.com

Testimonial from Satisfied Clients (2016/2017)
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefited a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
Mr and Mrs Chan (Sold and Bought a property through Nick)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

Hi Buyer,also beside sunglade & Quartz,would u want to take into consideration of projects nearby?? Lets discuss in details and I can walk you through the entire transaction.

Tricia Tan
 91442664  Read More