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Good evening, Normally we will calculate net rental yield for rental property. If its about 2.5% and above, it will be considered as a worthwhile investment. Even though based on your calculation, you might lose out on potential cash quantum monthly but you have to take capital appreciation into consideration as well. If you decide to sell off the property in future, the capital appreciation quantum could be more than what you have lost out in the rental over the years. Definitely if you are able to find property with good rental yield and positive cash returns, it will be fantastic. If not, you can consider new launches where purchase quantum is definitely lower than resale units but you have to take note that you will not have any rental income during the construction period. Why not let my panel of bankers to advise you on your in principle loan first and we will work things from there? Hope to hear from you soon! Warmest Regards, YT TAN 陈永达 | ACCA Graduate, RES Senior District Manager R043025D ECG Property Pte Ltd (A Wholly Owned Subsidiary of ECG Group of Companies) Estate Agent no. L3009759F Blk 190 Lorong 6 Toa Payoh #05-508 S (310190) (M): +65 9111 5171  (E): yt.lovelyhomes@gmail.com (W): www.yttan.com (W): yttan.stproperty.com.sg/ (W) www.lovelyhomes.com.sg (W) www.ecgproperty.com Read More

Hi, Ppty investment is more a long term investment. Based on your assumption of the possible rental amount. Just say its $3k a month. At least you are using other people money to repay your loan (or paid) for your property. As you mention, your loan tenure is 22 years. You have your tenant to copay your loan. Thats is $792K from the tenant (you would have receive) after 22 years. Once the loan is fully paid up (after 22 years), you would continue to receive passive income (rental income). Even if you purchase a resale 99 years ppty now, you might still have a good 60 years of lease left then on the property. And we have not talk about the potential upside of property value (during and/or after 22 years) Do let me know if you would want to have further discussion. Thanks Kelvin Chen, ERA 84282282  kelvinchen.era@gmail.com Read More

Hi Sir, for investment, no need to pay $1,000,000. ----- please consider 1BR $800,000 at Eunos ----- 1BR $6XX,000 at Sengkang ---- 1BR $400,000 at Jurong,---- Gary 81883186  Read More

Would you consider an alternative investment with guaranteed 5.5% nett returns for 1st 3 years? Branded 4 star hotel suite in Petaling Jaya at only $157,000 per unit. Call me Lawrence @ 93365201  Read More

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Regard to your question. Why not you just drop me an email at ot1984pierre@gmail.com or Contact me @ +65 8 2 7 9 8 3 2 7 - Whatsapp / Call / SMS

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