Dear Ms Tan,
In terms of option of loan, you will need to determine it based on your income status as well as if you have any intention to make use of more than 50% of the sales proceeds for other purposes as should you decide to utilise the enhance contra facility, you will need to reserve at least 50% of your sales proceeds for your next purchase. I am also unable to forecast the interest rates for banks unless you are using fixed rate loan package.
I have recently assisted 2 of my clients with sale and purchase, where both opted using bank loan due to their income level.
Let me know if you need further assistance.
Regards,
Geryl LIM
Real Estate Consultant
CEA Reg R014783H
Mobile:
+65-81577565
/+65-92787772
Email: geryl7772@gmail.com
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