Since you have already cleared your HDB loan, do you have any other outstanding housing loans still in service? If not, depending on your credit ratings and other financial commitment, you maybe able to loan up to 80% of the purchase price or valuation of the u it, whichever is lower.
If need to, why not talk to a banker direct who can provide you with sound financial advise and planning before you embark on the journey to search for your new place?
The key to buying and selling is not to rush into making any decisions even if you are financially sound as a bad move could have serious repercussions. I'd advise you to talk to a banker 1st to work out the financial details.
Should you require any recommendations of bankers, feel free to contact me for their contacts.
Real Estate Consultant
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