4 Answers

Hi,

I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
0
Robbie Chen Chee Howe
Hi,

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
0
Hi,

My suggestions would be as follow:

1) Check your eligibility, see whether any of the eligible criteria fits your current situation:
https://services2.hdb.gov.sg/webapp/BP13EligCheck/BP13SHome?strSystem=CHECK

2) Once confirm you fit the criteria, look into your financial status and decide which can provide you a comfortable financial plan:
(a) HDB Loan: min 10% down payment, max 90% LTV: https://homes.hdb.gov.sg/home/calculator/payment-plan
(b) Private Bank loan, min 25% down payment, max 75% LTV: Check with the bank you preferred and ask for IPA assessment.

Apply your HLE (HDB loan) here:
https://services2.hdb.gov.sg/webapp/BP27AWHLEApplication/BP27SHome

3) Based on your needs and wants, select an estate or a few estates and flat types that best meet your situation. You may browse through all property websites to understand the market.
Or use the following link to see what are the median price of various estates:
https://www.hdb.gov.sg/cs/infoweb/-/media/doc/CCG/23042021---Public-Housing-Data/23042021-Annex-C.pdf

4) Once you are ready. Make sure you did the following before stepping out to start your viewing:
(a) Register Intent to Buy (valid for 12 mths)
(b) Received your HLE or IPA
(c) Check the past transactions before heading out to negotiation

Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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