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Hi, I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Hope to hear from you soon and have a great week ahead. If your budget allows, purchasing a private property will be a better option as HDB is no longer deem as an investment but just a roof over our head.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Dear Mdm,

Between a HDB and a Condo, a private condo is a better option as they retain the value better as the lease gets shorter and old condos are able to go for collective sale ie enbloc sale.

For older condos, the pool of potential buyers are usually smaller and therefore the upside potential may be limited and your best bet will be an enbloc sale.

If you stretch your budget slightly higher, you will be able to afford a newer 2 bedroom unit. Once your husband obtained his PR, he will be able to purchase another unit for investment. However, if his name is inside your HDB as an essentail occupier, he will not be able to buy another unit within the first 5 years.

Please feel free to contact me so that I can understand your objectives better and share with you further.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
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Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

Dear sir/madam,

If you have been following the local real estate market, you will probably noticed that the primary market has been doing very well, and resale market has been lagging behind. In other words, there is a gap between the primary market and resale market and I reckon there are good opportunities in the resale market to be capitalised on, the key here is accessibility to such information and also should you come across such opportunities, does it fit into your plans in terms of a family home.

Purchasing a home is never a straightforward process and decision, as we are constantly looking at non-tangible factors like convenience, near family and etc, and it is never easy to strike a balance on all these considerations because price is often the key issue when you have the factors sorted out.

I have been in the real estate business since 2009, with more than 10years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my clients’ portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

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Geryl Lim
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Hi,

I will answer this portion:
-If the first private property is bought only under my name, can my husband buy a property under his name once he obtains PR status?

Once your husband becomes a PR, he cannot buy an HDB flat. There must be two SPR who are at least 21 years old listed in the flat application.

Learn more here:
https://omh.sg/blog/post/buying-property-without-agent-6-step-guide-buying-hdb-singapore-permanent-resident-spr?utm_source=pg Read More

Hi there,
I believe that you are looking for property investment based on the question you asked. Yes, I would agree with my fellow colleagues that a private property is a better option if your budget permits it.
Yes, the property can be bought solely under your name first so as to save on the ABSD.
My thoughts on en bloc that it is really dependent on the future development of the area, the tightening of govt land sales, change in the plot ratio and many other factors. Even if your property is deemed to be “en bloc potential”, some developments fail simply because owners do not want to move or sell their property.
Whether it is good investment to buy a 70 year development, yes and no. They are typically cheaper and might have en bloc potential. However, do bear in mind, en bloc is really beyond anyone’s control.

Hope this helps. Have a great day ahead

With regards,
Andik Imran
PropNex Realty Pte Ltd
(M) +65 9450 8732 
(E) andikimran@realestatedad.sg
Learn more about me : https://realestatedad.sg/andik-imran/ Read More

Hi Mdm,

The recent rules states that the property you purchase will need to cover the youngest buyer till the age of 95. If you are young and purchased a property with a short lease, you may not be able to take the maximum loan on the property. There will also be some restrictions on CPF usage.

If you're looking to purchase 2 properties while paying for minimal stamp duties, I do have a plan for you to consider. Do get in touch with me for a more in-depth discussion.

I am experienced and well-versed in both private and HDB resale transactions. I will be able to assist you in your housing plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi Do contact me at 97970200  to discuss more on your options and the ideal solution for you and husband.

Mark, your RIGHT choice
Propnex Read More

Hi Mdm

I will be glad to assist

I won't be able to contact you first as I do not have your contact, appreciate if you can contact me at (65) 96608508  or Silviayang8@gmail.com
or click here http://bit.ly/2tzIQ1a to whatsapp me for no obligation discussion
Thank you.

Warmest regards,

Silvia Yang

PropNex Realty Pte Ltd
Mobile: (65) 9660 8508 
Email: Silviayang8@gmail.com Read More

Good evening,

do be mindful of these few stuffs before you act on your purchase.

1) since your hubby is still a foreigner, if you purchase a resale hdb, the loan assessment will be based solely on your income not combined income as you will buy under non citizen spouse scheme thus your budget might significantly be affected.

2) i always advise my clients that buying a home of your choice there is no right or wrong. But if there's a chance for me to choose for my clients, i will definitely make sure its the right one.

I recently assisted my HDB sellers to shift out from the city fringe to punggol. My question to them is that if they purchase an old unit and they need to spend a hefty sum on renovation, how much do they need to sell in future to breakeven?

But if they buy a young and renovated unit, wont they have a better chance to find a suitable buyer in future?

If you purchase an old unit, your potential best bet will be en bloc. But how is it going to be en bloc?

Being old doesnt necessarily mean it will be en bloc. Existing residents might not be receptive to it and moreover will you be alright to take care of the increasing maintenance cost due to its age?

3) If you guys intend to own 2 properties in time to come, i will advise you guys to buy the first property as married couple (matrimonial home) so you are not subject to any ABSD.

You sell your share of ownership to hubby (even after he turns SPR) and buy another property under your SC name (you save 5% ABSD if your hubby buys as sole SPR).

Hope my sharing aids in clearing your doubts!

Perhaps we can meet up over a cup of coffee to discuss and explore what are your options ahead.

Since I have helped you guys to save on potential 5% ABSD as SPR, I definitely have more ideas to assist you guys further.

When will be a good time this week?

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Propnex Realty Pte Ltd

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Greetings from Ohmyhome!.

We are able to assist you on this matter.

For more information, kindly contact us at 68869009  or WhatsApp us at 97551009  .

Richmond Chia
Senior Advisor
Ohmyhome Pte Ltd Read More