5 Answers

Hi Mr Chng,

Currently, is there any property under your name?
You need to check your eligibility for the purchase using the HDB Infoweb's e-services. There is a HDB buyer checklist to complete before you exercise any option to purchase.

If you are planning to take HDB concessionary loan, you need to apply for a HLE via the same HDB website which will take up to 2 weeks to process. If you are taking bank loan, you could apply for an Approval In-principle from your shortlisted bank.

Do contact me if you need help on the buying process.

Best Regards,
Helen Goh
ERA Realty Network Pte Ltd
CEA Reg No: R050102Z
HP: 98266048 
Email:helengoh.property@gmail.com Read More
0
you should prepare to call me ...
i will assist to complete your transaction

86-175-274
Sharique Tan
ERA Read More
0
Hi Chin Chun,

First of all, you have to decide whether you will wish to get a loan from HDB or Banks.

If from HDB -
- Apply Housing Loan Eligibility ( HLE ) online via HDB website and within 2 weeks you will be notify by letter on the maximum loan amount that you are eligible to loan. You can borrow up to 90% of the valuation price for the flat you are purchasing.

If from bank -
- Contact a mortgage banker to know your In Principle Approval ( IPA ). Meaning the banker will let you know the estimated amount you can borrow based on your current income should you purchase a flat. IPA will normally take approximately a day or two. You can borrow up to 80% of the valuation price for the flat you are purchasing.

Eddie Ng
PropNex Realty Pte Ltd
Hotline : 97606502 
Email : idealhome77@yahoo.com.sg
Website : www.eddiengks.com

*For most of us, buying a home is the biggest single purchase of our life, and selling it is one of the most significant event. It often makes sense to hire a professional real estate agent to assist you* Read More
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Evening Mr. Chin,

You can either apply for HLE on the HDB website or get bank to assess your credit ability. While waiting for the result, we can work out on your financial computation to understand where you stand in respect to your intention. Once we have all the figures in place, we can move forward for the house hunting and proceed to choose your dream home.

Do feel free to contact me if you require further assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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Zheng Yanhui(Alex)
It is advisable to get a HDB/Bank loan first. I can assist you throughout the whole process. Feel free to contact me at 92736096  .

Regards
Yanhui
ERA
zheng_yanhui@hotmail.com Read More
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