AskGuru Q&A Community

Hi

You are eligible to buy a new EC ie building under construction as 1st timer. You may also buy a completed EC after the owner has met their MOP.

For home loan, you will have to apply for a loan from the bank. The bank will require you to hold a job in order that they will extend the loan to you.

You may do a pledge for a loan however, there are certain conditions which you may need to comply. The information is insufficient to advise.

You may want to write to gavin.ng@orangetee.com with more information.

Gavin Read More

Hi

Yes you may apply for a new EC as a 1st Timer with housing grant.

I guess the only concern issue here is the employment for assessment for bank loan, and the amount of joint CPF that you currently have. (if the amount is sufficient with Joint CPF)

It will be better if you discussed with a banker to understand your current financial status and the amount you will be able to loan before committing.

Do contact me should you require any assistance, and will be glad to assist to link you up to the needed bankers.

Br
Shawn
 90294371 
shawnchewproperties@gmail.com Read More

Hi,

Thank you for your query!
Firstly you will be able to apply for an EC as a 1st timer with housing grant. As for housing loan, the quantum depends on your credit status and employment status. It really seems you are unfamiliar with this purchase process and perhaps you may wish to learn more about the entire technalities before you plan your timeline carefully.

I have concluded sales at various ECs in recent months, and am currently working with a client with his EC purchase currently. Do get in touch for a non obligatory discussion for me to guide you exactly on the step by step procedural framework of EC purchase, and chart the progressive payments with timeline to facilitate your purchase. To add , there is no agent fees and I will walk you through the entire process. Thank you!

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com ( Recent Awards and Testimonials)

#1 team of ERA in Singapore, Asia Pacific International for 2014.

ERA 2015 Q1 Top Achievers (Top1% of ERA)
ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group
2015 Feb/ April/May/June ERA Top Achievers
2014 Aug/Sept/3rd quarter/Dec/ Overall 2014 ERA Top Achievers Read More

Hi
1. Since u have sold off condo in 2009, u are eligible to apply for Exec Condo using government grant cap at $30k if you are 1st timer.
2. For Exec Condo purchase, you can only take bank loan and not HDB loan. Thus if u come back without work in SG, bank won't grant u any loan. It will be better to talk to a banker.

I focus in EC sales and have sold many EC for past 5 years+ so I am familiar with rules and regulation. You may like to email me or watsapp me for more info. Thanks.
http://www.phs.sg/category/executive-condos-ec/

Thanks.
GK Lee
 87779000 
gklee.87779000@gmail.com Read More

Hi do contact me at 97970200  to discuss more

Mark, your RIGHT choice
MCG Read More

Hi,

If you had not previously enjoyed any form of Grant or Subsidy, you will be eligible to apply for a brand new EC as a first timer, provided you meet the other eligibility conditions like household income, family nucleus etc.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you and your partner in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More