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Hi, I am a single PR. would like to know :
= the property that I'm eligible for.
= working in Novena, what will be the cheapest price range
= loan status
= other than the stamp duty, what else do I need to pay for?
thank you in advance! cheers!:)
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7 Answers

Speak to a banker to assess your finances and understand the commitment. Loan quantum and eligibility should be similar across all the banks therefore you need not speak to many different bankers for a start, just 1 will do, since the interest rates and packages between the different banks are also very competitive.

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Hi, there will be additional stamp duty and legal fee involved too. Pls feel free to let me know if you need any assistance.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
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Robbie Chen Chee Howe
Hi,

As a PR buying first property in Singapore, you will be liable for the relevant stamp duties, BSD and ABSD (5%). You will also need to set aside minimum 20% downpayment, as well as the legal conveyancing fees.

I would be crucial to know how must loan you are eligible for, before proceeding further from here. This way, you will be able to narrow down and shortlist suitable units.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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Hi there,
Payment Outlay :
The purchase breakdown :
:5% CASH ;deposit and exercise
[1% deposit AND 4% upon exercise]
:15% CPF (or cash if insufficient)
:3% Buyer Stamp duty; BSD (Can utilise CPF if you have enough funds,subject to conditions)
:5% ABSD for PR
:Legal fee = $ 2,000~$3,500 dependent on individual legal firm.

The first step forth is establishing your IPA (loan approval). Do you have any banker in mind or would you need recommendation from my circle of bankers who could assist you. After which, we could speak further. The purchase of private property requires no agent fees and as such- I will walk you through the entire process from selecting developments/ units , arranging viewings, handling bank/loan liase, prepping the financial plan and timeline, as well as arrange for your legal processing matters and all paperwork at no cost. Furthermore, I will take the opportunity to run you run through :
(1) Key Financial Loan approval process for purchase (IPA) + Financial Computations/ Payment Breakdown
(2) Offer insights to the property market outlooks
(3) Explain the entire purchase procedural framework involved - what happens post option to purchase (OTP) , step by step
(4) Computing and sharing past and present transaction caveats, illustration of price analysis as well as churning a customised sales report with projected returns/ future approx capital gains % for you to observe and understand the value and residential capital appreciation yield. Thank You!

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D Kumar
 +65 96659926 
ERA Associate Division Director

#1 team of ERA in Singapore, Asia Pacific International for 2014/5/6/7

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Hi

Write to gavin.ng@orangtee.com and I do a proforma buyer financial report which answers practically your questions.

Regards

Gavin Read More
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Hi Sir/Madam

I just assist PR buyer for her Property purchase in Novena and I will be glad to assist you as well
Please contact me at (65) 96608508  or Silviayang8@gmail.com for non-obligation discussion
Thank you.

Warmest regards,

Silvia Yogisaputra (Silvia Yang)
PropNex Realty Pte Ltd
Mobile: (65) 9660 8508 
Email: Silviayang8@gmail.com Read More
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Good day. Let me assist you on the entire process. Please reach me via 91442664  .

Best Regards,
Tricia Tan
 91442664  Read More
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