1 Answer

YT Tan (陈永达)
Hi there,

You will be eligible to purchase a condo with your husband once you have fulfilled the MOP of your HDB.

No problem if you choose to purchase solely under your name at an ABSD of 7% as it will be 15% if property is purchased under both names.

Downpayment is 20% (5% cash 15% CPF/ cash) as you dont have any outstanding loan and if the bank is granting you 80% loan, as for CPF funds, you must set aside half of the minimum sum (SA and OA) first before you can use the excess for 15% CPF or the stamp duties.

Maybe you can share with me more information of your case then I see whether can I further advise you.


Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Senior District Manager
ECG Property Pte Ltd
(A Wholly Owned Subsidiary of ECG Group of Companies)
Estate Agent no. L3009759F
Blk 190 Lorong 6 Toa Payoh #05-508 S (310190)

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