3 Answers

Tricia Tan 陈丽子
Hi Spencer, you can purchase a condo as long as you have worked out all your sums.
You may drop me a text or call if you need to understand more about all the financial calculation on buying process and rental yield.
Look forward to assisting you.
Tricia Tan
92700867 Read More


J.A. Goh 吴永益
Hi Chua,

With no housing loan at your side, bank will grant you 80% loan.

Buying a private condo, you will need at least:
8% cash (5% downpayment + 3% stamp duty)
Next 15% can be take from CPF. If your CPF is not enough, then you will need to top-up cash as well. 80% will be on loan and by monthly instalment.

Suggest you get an IPA (in-principal approval) from bank first on your loan status before commiting. If you need a banker to contact me, just let me know I will arrange. Once you have your IPA, you can start looking for your condo.

Please feel free to drop me an email or call me directly for a non-obligation discussion, if you still have further questions.

Thank you & Best Regards
ERA Team Director
HP: 9639 0350
Email: gohja@singnet.com.sg
CEA Reg No. R025894Z
CEA License No. L3002382K
www.gohjaERA.myweb.sg Read More


Darren Lim
Hi Spencer,

Yes, you are definitely eligible to purchase a private condo.

Please feel free to give me a call or drop me an email and we can have a detailed discussion. No obligations. I am sure I can be of great help to you.

Thank you and have a great day.

Darren Lim
Mobile: 91443311
Email: darrenlim.era@gmail.com
ERA Realty Network Pte Ltd Read More