You may drop me a text or call if you need to understand more about all the financial calculation on buying process and rental yield.
Look forward to assisting you.
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With no housing loan at your side, bank will grant you 80% loan.
Buying a private condo, you will need at least:
8% cash (5% downpayment + 3% stamp duty)
Next 15% can be take from CPF. If your CPF is not enough, then you will need to top-up cash as well. 80% will be on loan and by monthly instalment.
Suggest you get an IPA (in-principal approval) from bank first on your loan status before commiting. If you need a banker to contact me, just let me know I will arrange. Once you have your IPA, you can start looking for your condo.
Please feel free to drop me an email or call me directly for a non-obligation discussion, if you still have further questions.
Thank you & Best Regards
ERA Team Director
HP: 9639 0350
CEA Reg No. R025894Z
CEA License No. L3002382K
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Yes, you are definitely eligible to purchase a private condo.
Please feel free to give me a call or drop me an email and we can have a detailed discussion. No obligations. I am sure I can be of great help to you.
Thank you and have a great day.
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