2 Answers


Assume you have no other loan obligations and a fixed income of $10,000/month, you should be able to obtain a loan of up to $1.2M meaning you could look at property up to $1.5M based on 80% financing.

Assume purchase price of $1M and $800K loan over 25 years, the monthly instalment is approx $3200 which you will be able to utilise your CPF in the ordinary account and top up the balance in cash if needed.

Best regards,
Jeron Lee | PropNex
Mobile/WhatsApp: +65-90015060 
Email: jeronlee@gmail.com Read More
Hi, no problem on the TDSR for a 1 Million private apartment/condo. Have you got IPA already? 20% down payment is another important part. Please drop me an email for me to share.

I am reachable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More