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Hi Khai Seng, If you dont have any outstanding loan, you will be able to loan up to 80%. 20% downpayment will be 5% cash ($32,500) and 15% CPF/ cash ($97,500). You have to take note of the buyer's stamp duty, legal fees, mortgage stamp duty, valuation fee etc. Let my panel of bankers to advise you on your financial ability to finance 80%. Hope to hear from you soon! Warmest Regards YT TAN 陈永达 | ACCA Graduate, RES Senior District Manager R043025D ECG Property Pte Ltd (A Wholly Owned Subsidiary of ECG Group of Companies) Estate Agent no. L3009759F Blk 190 Lorong 6 Toa Payoh #05-508 S (310190) (M): +65 9111 5171  (E): yt.lovelyhomes@gmail.com (W): www.yttan.com (W): yttan.stproperty.com.sg/ (W) www.lovelyhomes.com.sg (W) www.ecgproperty.com Read More

Hi Khai Seng, I believe my colleagues have worked out the calculations for you. In fact, I am helping a client who has the same requirements as you do. I have identified certain developments with price growth potential. Do drop me your email / contact no. and I will send you the proposal for your perusal. Zavier Zhang 86662221  zavierzhang.biz@gmail.com Read More