Asked by Anonymous
Hi gurus,
Currently I am holding on to a BTO flat with my mum which has just fulfilled the MOP. It is on HDB loan.
I wanted to move to another resale HDB.
I am drawing slightly above $6k, that prevent me from getting the next HDB loan if I were to buy the next resale using my own name.
So if I want to get a HDB loan for the next resale HDB, is it the right way that I should include my mum's name so that our household total income is below $12k and that we will be granted the second HDB loan? Is there any other things that I should look into and be of concern to me?
Currently I am holding on to a BTO flat with my mum which has just fulfilled the MOP. It is on HDB loan.
I wanted to move to another resale HDB.
I am drawing slightly above $6k, that prevent me from getting the next HDB loan if I were to buy the next resale using my own name.
So if I want to get a HDB loan for the next resale HDB, is it the right way that I should include my mum's name so that our household total income is below $12k and that we will be granted the second HDB loan? Is there any other things that I should look into and be of concern to me?
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