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Hi,

The amount of loan you qualify is based on MSR and TDSR. These are framework which determine your maximum loan based on your age and income.

Perhaps you could drop me a WhatsApp message and share your age and combined income for me to give you an estimate loan amount?

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi,

1) There are 2 types of loans available for SC buying an HDB flat.
HDB loan: minimum down payment = 15%, maximum loan = 85% LTV
Bank loan: 25% down payment; 5% must be in cash, 20% can be in cash and/or CPF. Maximum loan is 75% LTV.

2) How much loan you can receive is based on your monthly income and your age.
3) You may submit an application to see how much you could receive from the HDB:
https://services2.hdb.gov.sg/webapp/BP27AWHLEApplication/BP27SHome

Hope the above answer your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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