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Hi Agent,
my bf is a divorcee last year, he wish he can give the house (clementi, HDB) to his ex-wife and his daughter. but at the same time we are planing to have our own family.
1.Can he buy another HDB? or condo?
2.Can we both buy the condo together (Im not PR yet)?
3.if i couldn't use his name to buy house now, can he buy condo but put under my name?
4. How many deposit need to be paid if he is the one who loan the money?

thanks!
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2 Answers

Can I enquire what's the court order on the decision on the HDB flat? 1) Within three years from the date of the divorce, only one party in the divorce can own one of the following housing units:
a flat bought directly from the HDB
a DBSS flat / EC bought directly from a private developer
a resale flat bought from open market under the CPF Housing Grant Scheme

If you have an existing matrimonial home, which is one of the above, and that home is retained by your ex-spouse, you may apply to buy or be listed as an essential occupier in any of the above housing unit only three years after your date of divorce.

However, this three-year wait out period will not apply if you are buying any of the above homes with your parents or a new spouse, or if you are buying a resale flat from the open market without the CPF Housing Grant.
2,3,4) yes both of you can buy a condo. For the finances, I need more info. Feel free to email me:propnex@me.com or call me @ 81613790  . Rgds Philip Chong, Associate Team Director, Singapore Accredited Mortgage Planner, PropNex Realty Pte Ltd. Read More
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Morning Alice,

Since your bf have completed the divorce procedure, there should be an court order. May I know what have being indicated within the court order?
If your bf is SC and you are holding onto long term visit pass or work pass, he can opt to buy under non-citizen spouse scheme, after both of you have registered with ROM. He will also be required to sell away his current unit within 6 months from key collection. Actual procedure would depends on his financial standing.
Both of you are eligible to purchase condo and he will be eligible to keep the HDB if he is single and have stayed in the unit for more than 5 years. Under current ruling, if he were to be borrower for the mortgage, he will have to be the owner for the unit.

Do feel free to contact me if you require further assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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