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An agent would be able to manage most concerns without much difficulties. Text Gavin 9620 0827  for a casual chat. Thanks Read More

Hi,

It is quite common for buyers and sellers to negotiate over furniture and appliances during a resale transaction.

Generally, built-in fixtures such as kitchen cabinets and fitted wardrobes are expected to remain unless otherwise agreed. Loose furniture and movable appliances, however, are negotiable.

Since you are comfortable leaving certain items behind, I would suggest agreeing on exactly what is included rather than leaving the arrangement open-ended.

For HDB resale transactions, there is an inventory list in the prescribed Option to Purchase (OTP) where both parties can specify and acknowledge the items included in the sale.

If the buyer subsequently requests additional items, you are not obliged to agree unless these have already been included in your agreement.

My advice is to finalise the inventory early, preferably before granting the OTP, to avoid misunderstandings during the final inspection and handover.

May I know whether you are handling the sale yourself or have engaged a property agent? If you have an agent representing you, has your agent been assisting with these negotiations? Ideally, your agent should be helping to manage the buyer's expectations and work towards an agreement that is acceptable to both parties.

We have also recently released an HDB market report covering resale prices and market trends. If you would like a copy or need a second opinion on your property transaction, feel free to reach out.

Geryl Lim
 9278 7772  Read More

Hi, separate what you have already agreed to include from any new requests. For each item, write down its description, whether it stays, its condition and any accessories included. Photos help prevent confusion over which appliance or piece of furniture was discussed.

For additional loose items, you can propose what you are comfortable leaving, but first have your agent check the existing sale terms so you do not contradict an earlier commitment. Do not assume a built-in item can be removed just because it is not on an informal list.

Have the final inclusions properly recorded in the transaction documents using the appropriate process, and check them together before handover. If terms have already been signed, get advice before making changes. Has the OTP already been granted or exercised?

Silas Tan | Huttons | TRIBE
Free property guides and calculators: https://tribesg.com Read More

Hi,
I would be glad to assist you.
Feel free to contact me at
wa.me/6597100155
Hope to hear from you soon.
Pei Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd Read More

**You have no obligation to include loose furniture or freestanding appliances in a Singapore flat sale—standard resale transactions cover only the property and permanent fixtures, while movable items belong strictly to you.**

### 1. Built-In Fixtures vs. Loose Items

* **Built-In Fixtures (Normally Included):** Permanently attached items—such as kitchen cabinets, built-in wardrobes, water heaters, lighting, and wall-mounted aircon units—typically stay with the flat unless excluded upfront.
* **Loose Furniture & Appliances (Your Choice):** Sofas, beds, dining tables, fridges, washing machines, TVs, and standalone ovens are movable personal chattels. You can decline politely, gift selected items you do not want to move, or sell them separately.

### 2. How to Handle the Buyer’s Request

* **Check Whether the Option to Purchase (OTP) Is Signed:** If the price is already agreed and the OTP is granted, the buyer cannot unilaterally demand extra freebies afterward. If you are still negotiating price, use any bulky items you are willing to leave behind to hold firm on your asking price rather than giving a discount.
* **Sell Loose Items Separately (Never Inflate the Flat Price):** For HDB resale flats, HDB strictly prohibits side agreements or bundling loose furniture/appliances into the declared flat resale price (doing so distorts valuation and stamp duty/loan assessments). If the buyer wants specific appliances or furniture, agree on a modest cash sum payable directly upon handover.
* **Put an Inventory List in Writing:** Clearly document which items stay **"as-is, without warranty"** (e.g., aircons, fridge, wardrobe) and take dated photos before handover so you are not held liable if an older appliance breaks down later.

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Gan Eng Joo Onassis 颜荣裕, REALTOR®

MSc BIT (Middlesex, UK); BBA (UniSA)

CEA Reg No: R021244C | Mobile: (+65) 8889 9918 

Email: onassis@sgagent.com

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Good day to you.

The phrase "willing buyer, willing seller" is frequently used in the marketplace. All built-in items are included in the sale, but for movable items, negotiation and documentation in the option to purchase (OTP) are necessary, as some may hold greater value than others. If these items are not documented, you have the right to refuse an impromptu request.

Navigating a property transaction can feel overwhelming, especially when it intersects with major life events.
With over 15 years of experience as a property consultant, my role goes beyond market knowledge — it is to provide clarity, structure, and peace of mind through complex decisions.

I regularly assist clients with sensitive and non-standard situations, including:
• Divorce & Asset Settlement — guiding parties toward fair, practical outcomes for shared properties
• Intestate & Estate Planning — helping families navigate inherited property and future planning with confidence
• Complex Property Matters — including cases involving Lasting Power of Attorney, bankruptcy, or special circumstances

If you’re seeking clarity rather than pressure, I’m happy to have a conversation to understand your situation and outline possible next steps.

Mike Lim
CEA Reg No: R026708F | SN Real Estate
WhatsApp: 96929209 
Email: m52i@yahoo.com

If you’d like short, educational breakdowns on common property questions, you may also find these helpful:
YouTube: https://www.youtube.com/@HomeMoveCompass
Instagram: https://instagram.com/homemovecompass Read More