Good evening Sir/ Mdm,
I will love to assist you with your property purchase.
Cash outlay will depends on which loan you guys are taking up.
If you guys are taking up HDB loan (max 90%), 10% downpayment can be fully paid by cash.
If you guys are taking bank loan (max 75%), 25% downpayment will be at least 5% cash and the balance 20% in cash or cpf.
Renovation will depends on whats the overhaul you guys wish to have.
You shouldnt have any problems with bank or HDB loan as you can loan up to $419k (bank) to $463k (HDB).
If you take up HDB loan, you need to have at least $50k for 10% downpayment (cash or cpf).
Other outlay will be:
$120 valuation fee (cash)
$80 resale submission fee (cash)
less than $1000 (legal fee) - cash/ cpf
stamp duty $9600 - cash/ cpf
Hope my elaboration aids in clearing your doubts.
May I know when will be a good time to meet up to discuss and explore your options?
"Your Freehold Ally, Leasehold Tactician"
YT TAN 陈永达 | ACCA Graduate, RES
R043025D
Propnex Realty Pte Ltd
(M):
+65 9111 5171
(E): yt.tan91115171@gmail.com
(W):www.yttan.com
(FB): www.facebook.com/yttanassetprogessor
Accolades:
Top Individual Producer July 2018 (Propnex)
Top Individual Producer 2nd Quarter 2018 (Propnex)
Top Individual Producer 1st Quarter 2018 (Propnex)
Top Individual Producer Propnex Annual Convention 2018 (Propnex)
Platinum achiever (Clock $100k commission within 1 month) August 2017(Propnex)
Top Individual Achiever August 2017(Powerful Negotiators Group)
Top Individual Producer 2nd Quarter 2017 (Propnex)
Top Individual Producer 1st Quarter 2017 (Propnex)
Top Private Property Transactors January 2017 (Propnex)
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