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Dear Gurus,

I currently have a HDB flat in the name of my sister and I (purchased under the siblings programme). The bank loan and instalment payment (via CPF) is settled by my sister.

I am now looking to purchase a private property, will I be caught under the new ruling where the loan financing is capped at 70%? Or I can still get financing for 80%?

Thanks in advance for your advice!
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