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Hi,

The balance sale proceeds from current flat (after deducting for outstanding loan + returning the CPF monies utilized + commission), will go towards funding the downpayment of next 4-room flat. Are you considering to move within Toa Payoh as well?

For your purchase, the downpayment will be required will be 10% if HDB loan is taken, and 20% if bank loan is taken. Which loan is more beneficial depends on your exact financial planning. You will need to sell your current place within 6 months after key collection to your 4-room HDB. The timeline management is important so you can have a smooth transition.

I will be glad to assist with all aspects of the financial breakdown and ensure you have a smooth upgrading process. Thanks and hope to discuss further, how should I get in touch?

Warm regards
Ivan ERA
 97432395 
Ivanng10@gmail.com
Website: http://www.ivanng10.com/#!reviews/c11r1
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Hi,

I'll be more than glad to share greater insights on the financial aspect and initiate a step by step financial calculation breakdown after I have understood your finances well enough for your upgrade at no obligation! It is imperative every move is well calculated with minimal risk to ensure a smonth upgrading.

Visit my website to view all my recent accolades - esteemed awards and testimonials to gather more information on me: www.kumarrai.com

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com

#1 team of ERA in Singapore, Asia Pacific International for 2014.

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Hi
Which part of tpy are you referring to? I would be pleased to sit down with you and go through with you the entire process and financial time line in both selling and buying process.
Look forward to hear from you.
Tricia Tan Read More

Hi, the additional amount to fork out for the next 4 room flat really depends on the purchase price that you signed. And due to the weak market sentiment, it is advisable to sell off your current unit first before you proceed on to purchase the next housing which is a 4 room flat. Pls feel free to let me know if you do need a breakdown of calculation table or any other assistance.

Regards
Aaron
 97308455 
aaronchong2774@yahoo.com.sg Read More

Evening,

I will need to know how much CPF you have utilized, along with the interest payable, to calculate on your possible proceed for sales. I will then need to know how much loan is available for you and how much CPF OA are available before I can work out how much cash you need for the purchase.

Do contact me further for detail discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi,
There are more details information required in order to advise you correctly. These include to calculate the estimated proceed of selling your flat, the amount to be return the CPF, the requirement and price of the 4 room flat, the loan quantum, your age ...etc

To assist and advise you more accurately, kindly drop me an email for me to share.

I can be contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More

Good morning John,

Yes as SPR household, you will have to pay 5% ABSD for your HDB purchase.

Hope I have answered your doubts.

Probably you can share more information so I can draft out a financial plan to ensure you have a smooth transition to a 4RM flat.

Hope to hear from you soon!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.tan@propertyavenue.com.sg
(W): www.yttan.com
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