The wife and the kid are both Singaporean citizens; the husband is a foreigner currently. All three of them do not have any properties right now.
Wife and kid want to buy a resale HDB unit under their names. Wife can get a sufficient bank loan using her salary alone. Based on HDB rule, both the wife and kid will be the owners of the HDB. Husband is not the owner and husband will not bear mortgage responsibility for this HDB unit.
Question: A few years later, if the husband becomes a PR, can he buy a condo under his name (with a new mortgage application using his salary alone), and then only pay the buyer stamp duty as a first-timer PR?