5 Answers

HI,

If you are looking at private property, then you definitely can buy under 1 name as this is commonly done as part of the asset progression.

However, we need to consider other factors to ensure that you can get a property comfortably.

Feel free to contact me if you have any query.

Thanks!

Alan Sng
ERA Read More
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Dear Sir/Mdm,

Yes it is possible. However, only the owner's CPF can be used for the purchase and the income can be used for the loan assessment.

Please feel free to contact me so that I can understand your objectives before assisting you further!

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
SEAA Salespersons Achievement Platinum Award 2020
Visit my website to know me better: www.nicktan.com.sg

I was featured recently on Council for Estate Agencies (CEA) Newsletter:
http://bit.ly/CEAnews

I have written a guide on buying Residential Property:
http://bit.ly/buypropertyguide

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Ms Chia (Buyer)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
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Mr & Mrs Tan (Seller of Inter-Terrace House) Read More
0
Hi Sir/Madam

It will be depend on what type of house that you are looking to buy
I will be glad to assist

Appreciate if you can contact me at (65) 96608508  or Silviayang8@gmail.com with details of your unit
or click here https://bit.ly/WaSilvia to whatsapp me for no obligation discussion
Thank you.

Warmest regards,

Silvia Yang

Senior Marketing Director
ERA Realty Network Pte Ltd
Mobile: (65) 9660 8508 
Email: Silviayang8@gmail.com Read More
0
Hi,

Yes, for both private & HDB flat.

Do note the implication of doing it this way:
1) Only the owner can utilize his/her CPF OA for servicing the monthly mortgage.
2) Only the owner's salary is used to assess how much loan to receive.
3) Occupier although considered as an essential occupier under HDB rules, has no monetary benefit from the sale in the future. But has to seek essential occupier agreement before any selling in future.
This is not applicable to private property. There is no essential occupier present in a private property.

Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

Note:
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Robbie Chen Chee Howe
Hi,

Yes of course!

Do take note that only the Owner's income will be taken in for loan assessment. Also, only the Owner can use his/her CPF to pay for the property. Non-owners will not be able to use his/her CPF to pay for the property.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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