Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

Anonymous in Home Financing

asked on 22 Mar 2026

I currently own a private residential property under my sole name, and it is fully paid up. My spouse is now planning to purchase another private residential property under her sole name. Due to personal reasons, I do not wish to sell my...

0 • 25 views 8 Answers

Mr. Martin Loo in Home Financing

asked on 16 Mar 2026

For fully paid HDB, can I apply for contra facility if purchasing a new BTO?

0 • 32 views 7 Answers

s***@gmail.com in Home Financing

asked on 13 Mar 2026

Hi. We would like some help to review what our TDSR is. We are interested in buying a property but need a review to decide whether commercial or residential property.

0 • 18 views 10 Answers

W***@gmail.com in Home Financing

asked on 9 Mar 2026

i would like to check the advice regarding refinancing for remaining balance at 420K, current with OCBC, rate 3M SORA + 0.4 at 1.52, thanks a lot!

0 • 40 views 8 Answers

Anonymous in Home Financing

asked on 2 Mar 2026

Hi all, seeking advice from anyone with experience in this situation. I am currently an undischarged bankrupt and need to purchase a resale HDB flat with my spouse urgently. Our application for an HDB loan was rejected by the Housing &...

1 • 80 views 5 Answers

Nazeer in Home Financing

asked on 25 Feb 2026

Hi, I have sold my current 5-room unit and am planning to move to a bigger house with my parents, children, and wife. I have engaged a housing agent. Due to my bad credit history, I needed to fully settle all my outstanding credit bills and...

0 • 87 views 5 Answers

Wayne Teo in Home Financing

asked on 24 Feb 2026

Housing grant is disbursed to both me (core owner) and my partner (core occupier), however, is it true that my partner will not be able to use that grant to offset the balance since my partner is not the owner? And for the HDB loan amount is it...

0 • 40 views 8 Answers

Ying Long Tay in Home Financing

asked on 8 Feb 2026

My wife is listed as a occupier in our hdb. She is a PR and works overseas. If we were to purchase a condo under her name, will she be available to take a loan here?

0 • 56 views 10 Answers

Robin Chan in Home Financing

asked on 27 Jan 2026

I was unable to obtain bank loan due to bad credit score as I need to submit LO by march to hdb, any broker can help? As for hdb loan I already used up twice so I can’t take anymore loan from hdb.

0 • 172 views 5 Answers

Anonymous in Home Financing

asked on 27 Jan 2026

Can I afford a 2b2b at Treasure at Tampines? How much bank loan can I get? What is the estimated monthly expenses I have to set aside? I am 38, single, first time property buyer, making 6.5k/month, have 400k cash and cpf.

0 • 128 views 15 Answers

Anonymous in Home Financing

asked on 14 Dec 2025

Cash needed for resale hdb $550k using bank loan? Singaporean here

0 • 206 views 8 Answers

Anonymous in Home Financing

asked on 14 Dec 2025

What happens if HDB homeowner which uses HDB loan reaches CPF usage limit when the flat does not reach youngest buyer of 95 years old. What are other alternatives other than paying the monthly mortgage fully with cash?

0 • 77 views 7 Answers

Anonymous in Home Financing

asked on 27 Nov 2025

I owned a 4-room HDB with my parents as co-owners and bought this flat 14 years ago (as of 2025). It is my first time buying a HDB. We took up a bank loan as my parents were not eligible for HDB loan. Because of the monthly repayment for this...

0 • 131 views 7 Answers

Sam Tan in Home Financing

asked on 22 Nov 2025

HFE: Does 'credit card payment' refer to monthly credit card spending (paid off on time) or does it refer to credit card debt repayments (interest charged)?

0 • 363 views 6 Answers

Anonymous in Home Financing

asked on 6 Nov 2025

Hi, my fiancee is not working and does not have any CPF contribution We're planning to get a BTO with HDB loan & she will be the co-owner of the house. Is it possible for me to pay the HDB loan by just using my CPF OA instead of both of our...

0 • 152 views 9 Answers

Anonymous in Home Financing

asked on 26 Oct 2025

Hey! We have some questions regarding how we should act to actualize our plans. Context: - Our $600k 5 room BTO + $340k Parent's 3 room BTO is ready in 2028 (under MGPS). Both units have a 5-year MOP. - We have Deferred Income Assessment...

0 • 114 views 10 Answers

Anonymous in Home Financing

asked on 10 Oct 2025

If seller of a HDB resale flat decides to temporarily extend stay for 1 month via private arrangement, should the home utility fall under seller or buyer's name at this point?

0 • 162 views 5 Answers

JD Van in Home Financing

asked on 7 Oct 2025

contact mortgage expert. PM me if any

0 • 74 views 7 Answers

Mai Yu in Home Financing

asked on 5 Oct 2025

When we apply for mortgage loan in Singapore, do the banks pull credit report from Experian credit as well? Or only from Credit Bureau Singapore?

0 • 114 views 4 Answers

Darren Choi in Home Financing

asked on 4 Oct 2025

Hi Sir/Madam, is buyer reclaim back Stamp duty ? Buy below 1M how much stamp duty either cpf or cash ? Thanks in advance

0 • 87 views 6 Answers

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